PT Bank Capital Indonesia Tbk (ISX:BACA) Cyclically Adjusted Book per Share: Rp277.25 (As of Mar. 2026)


ISX:BACA PT Bank Capital Indonesia Tbk ISX:BACA
54 GF Score
Price Rp101.00
GF Value Rp194.29
Valuation Significantly Undervalued
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What is PT Bank Capital Indonesia Tbk Cyclically Adjusted Book per Share?

PT Bank Capital Indonesia Tbk ISX:BACA 54 Cyclically Adjusted Book per Share is Rp277.25 as of Mar. 2026. GuruFocus rates ISX:BACA with a GF Score™ of 54/100 and a GF Value™ of Rp194.29 (Significantly Undervalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Bank Capital Indonesia Tbk's adjusted book value per share for the three months ended in Mar. 2026 was Rp339.904. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp277.25 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank Capital Indonesia Tbk's average Cyclically Adjusted Book Growth Rate was 8.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 4.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT Bank Capital Indonesia Tbk was 4.50% per year. The lowest was 3.70% per year. And the median was 3.90% per year.

As of today (2026-07-07), PT Bank Capital Indonesia Tbk's current stock price is Rp101.00. PT Bank Capital Indonesia Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was Rp277.25. PT Bank Capital Indonesia Tbk's Cyclically Adjusted PB Ratio of today is 0.36.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank Capital Indonesia Tbk was 3.69. The lowest was 0.36. And the median was 0.54.


PT Bank Capital Indonesia Tbk  (ISX:BACA) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Bank Capital Indonesia Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=101.00/277.25
=0.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank Capital Indonesia Tbk was 3.69. The lowest was 0.36. And the median was 0.54.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Bank Capital Indonesia Tbk Cyclically Adjusted Book per Share Related Terms


PT Bank Capital Indonesia Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Capital Indonesia Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Capital Indonesia Tbk Cyclically Adjusted Book per Share Chart

PT Bank Capital Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 225.86 242.23 244.40 251.51 271.94

PT Bank Capital Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 255.73 261.38 265.87 271.94 277.25

PT Bank Capital Indonesia Tbk Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Capital Indonesia Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Capital Indonesia Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Capital Indonesia Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Capital Indonesia Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:BACA
54GF Score
PT Bank Capital Indonesia Tbk ISX:BACA
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Capital Indonesia Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Capital Indonesia Tbk's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=339.904/136.5387*136.5387
=339.904

Current CPI (Mar. 2026) = 136.5387.

PT Bank Capital Indonesia Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 103.212 0.000
201609 187.875 104.142 246.319
201612 186.850 105.222 242.461
201703 193.160 106.476 247.698
201706 197.052 107.722 249.767
201709 196.975 108.020 248.978
201712 200.069 109.017 250.577
201803 203.591 110.097 252.488
201806 0.000 111.085 0.000
201809 207.763 111.135 255.255
201812 210.033 112.430 255.071
201903 313.481 112.829 379.357
201906 318.971 114.730 379.603
201909 322.450 114.905 383.160
201912 217.484 115.486 257.131
202003 317.512 116.252 372.919
202006 225.463 116.630 263.950
202009 229.195 116.397 268.857
202012 232.017 117.318 270.029
202103 229.096 117.840 265.449
202106 229.962 118.184 265.677
202109 235.338 118.262 271.709
202112 299.911 119.516 342.627
202203 295.454 120.948 333.539
202206 283.822 123.322 314.239
202209 303.148 125.298 330.343
202212 164.764 126.098 178.407
202303 165.158 126.953 177.629
202306 166.053 127.663 177.598
202309 168.462 128.151 179.488
202312 169.915 129.395 179.296
202403 171.609 130.607 179.403
202406 173.033 130.792 180.636
202409 265.773 130.361 278.368
202412 331.930 131.432 344.828
202503 334.834 131.948 346.482
202506 333.879 133.241 342.143
202509 335.429 133.819 342.246
202512 338.538 135.271 341.710
202603 339.904 136.539 339.904

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Rp277.25 mean?
PT Bank Capital Indonesia Tbk (ISX:BACA) has a Cyclically Adjusted Book per Share of Rp277.25 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank Capital Indonesia Tbk and its competitors.
Is PT Bank Capital Indonesia Tbk's Cyclically Adjusted Book per Share too high?
PT Bank Capital Indonesia Tbk's current Cyclically Adjusted Book per Share is Rp277.25. Overall, PT Bank Capital Indonesia Tbk has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Capital Indonesia Tbk's Cyclically Adjusted Book per Share compare to competitors?
PT Bank Capital Indonesia Tbk's Cyclically Adjusted Book per Share of Rp277.25 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank Capital Indonesia Tbk and its competitors. PT Bank Capital Indonesia Tbk's current Cyclically Adjusted Book per Share is Rp277.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Capital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk (ISX:BACA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp194.29, compared to a current price of Rp101.00 — trading 48% below its estimated fair value. The current Cyclically Adjusted Book per Share is Rp277.25. PT Bank Capital Indonesia Tbk's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Bank Capital Indonesia Tbk (ISX:BACA), the current Cyclically Adjusted Book per Share is Rp277.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Capital Indonesia Tbk (ISX:BACA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk stock appears to be undervalued. The current stock price of Rp101.00 is trading 48% below its estimated GF Value™ of Rp194.29. GuruFocus considers PT Bank Capital Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BACA:

  • Cyclically Adjusted Book per Share: Rp277.25
  • GF Value™: Rp194.29 vs. price of Rp101.00 (48% below fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the ISX:BACA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Capital Indonesia Tbk Business Description

Address Jl. Jend Gatot Subroto Kav. 38, Menara Jamsostek Tower 1st, 6th Floor, Jakarta, IDN, 12710
PT Bank Capital Indonesia Tbk is an Indonesia-based financial institution that provides commercial banking services. It provides services such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand Loan, money market line, term loans, and bank guarantees. It also provides services like safe deposit boxes, online transfers, clearing, foreign exchange services, export, import, remittance, payroll services, a facility, a security agency, pick-up service, and credit card payment. Geographically, the group operates in Indonesia within the segments of Jakarta, Solo, Bandung, Surabaya, Kupang, Semarang, and Medan.
54GF Score

Get the complete analysis for ISX:BACA

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp101.00
Price
Rp194.29
GF Value