PT Bank Capital Indonesia Tbk (ISX:BACA) FCF Margin %: -556.65% (As of Mar. 2026)


ISX:BACA PT Bank Capital Indonesia Tbk ISX:BACA
54 GF Score
Price Rp105.00
GF Value Rp193.20
Valuation Significantly Undervalued
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What is PT Bank Capital Indonesia Tbk FCF Margin %?

PT Bank Capital Indonesia Tbk ISX:BACA -3.67% 54 FCF Margin % is -556.65% as of Mar. 2026. GuruFocus rates ISX:BACA with a GF Score™ of 54/100 and a GF Value™ of Rp193.20 (Significantly Undervalued). Among 1,505 Banks companies, PT Bank Capital Indonesia Tbk ranks better than 86.78% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Bank Capital Indonesia Tbk's Free Cash Flow for the three months ended in Mar. 2026 was Rp-1,702,312 Mil. PT Bank Capital Indonesia Tbk's Revenue for the three months ended in Mar. 2026 was Rp305,814 Mil. Therefore, PT Bank Capital Indonesia Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -556.65%.

As of today, PT Bank Capital Indonesia Tbk's current FCF Yield % is 67.48%.

The historical rank and industry rank for PT Bank Capital Indonesia Tbk's FCF Margin % or its related term are showing as below:

ISX:BACA' s FCF Margin % Range Over the Past 10 Years
Min: -868.48   Med: -52.97   Max: 727.5
Current: 109.4


During the past 13 years, the highest FCF Margin % of PT Bank Capital Indonesia Tbk was 727.50%. The lowest was -868.48%. And the median was -52.97%.

ISX:BACA's FCF Margin % is ranked better than
86.78% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs ISX:BACA: 109.40


PT Bank Capital Indonesia Tbk FCF Margin % Related Terms


PT Bank Capital Indonesia Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Capital Indonesia Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Capital Indonesia Tbk FCF Margin % Chart

PT Bank Capital Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 727.50 -868.48 -238.81 -219.60 128.52

PT Bank Capital Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -637.12 -201.49 329.70 717.34 -556.65

PT Bank Capital Indonesia Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Capital Indonesia Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Capital Indonesia Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Capital Indonesia Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Capital Indonesia Tbk's FCF Margin % falls into.


ISX:BACA
54GF Score
PT Bank Capital Indonesia Tbk ISX:BACA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Capital Indonesia Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Bank Capital Indonesia Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1577940/1227767
=128.52 %

PT Bank Capital Indonesia Tbk's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-1702312/305814
=-556.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -556.65% mean?
PT Bank Capital Indonesia Tbk (ISX:BACA) has a FCF Margin % of -556.65% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Capital Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank Capital Indonesia Tbk ranks #199 out of 1505 companies in the Banks industry, placing it in the top 13.2%.
Is PT Bank Capital Indonesia Tbk's FCF Margin % too high?
PT Bank Capital Indonesia Tbk's current FCF Margin % is -556.65%. Based on the distribution chart, PT Bank Capital Indonesia Tbk ranks #199 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Capital Indonesia Tbk has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Capital Indonesia Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Capital Indonesia Tbk ranks #199 out of 1505 companies for FCF Margin %. This places PT Bank Capital Indonesia Tbk in the top 13% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Capital Indonesia Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Capital Indonesia Tbk's current FCF Margin % is -556.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Capital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk (ISX:BACA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp193.20, compared to a current price of Rp105.00 — trading 45.7% below its estimated fair value. The current FCF Margin % is -556.65%. PT Bank Capital Indonesia Tbk's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Capital Indonesia Tbk (ISX:BACA), the current FCF Margin % is -556.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Capital Indonesia Tbk (ISX:BACA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk stock appears to be undervalued. The current stock price of Rp105.00 is trading 45.7% below its estimated GF Value™ of Rp193.20. GuruFocus considers PT Bank Capital Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BACA:

  • FCF Margin %: -556.65%
  • GF Value™: Rp193.20 vs. price of Rp105.00 (45.7% below fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the ISX:BACA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Capital Indonesia Tbk Business Description

Address Jl. Jend Gatot Subroto Kav. 38, Menara Jamsostek Tower 1st, 6th Floor, Jakarta, IDN, 12710
PT Bank Capital Indonesia Tbk is an Indonesia-based financial institution that provides commercial banking services. It provides services such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand Loan, money market line, term loans, and bank guarantees. It also provides services like safe deposit boxes, online transfers, clearing, foreign exchange services, export, import, remittance, payroll services, a facility, a security agency, pick-up service, and credit card payment. Geographically, the group operates in Indonesia within the segments of Jakarta, Solo, Bandung, Surabaya, Kupang, Semarang, and Medan.
54GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp105.00
Price
Rp193.20
GF Value