Adamjee Insurance Co (KAR:AICL) OCF Yield %: 13.73 (As of Jul. 10, 2026) — 61% Below Median


KAR:AICL Adamjee Insurance Co Ltd KAR:AICL
69 GF Score
Price ₨80.33
GF Value ₨61.58
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Adamjee Insurance Co OCF Yield %?

Adamjee Insurance Co KAR:AICL -0.21% 69 OCF Yield % is 13.73 as of Jul. 10, 2026, which is 61% below its 10-year median of 35.53. GuruFocus rates KAR:AICL with a GF Score™ of 69/100 and a GF Value™ of ₨61.58 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 506 Insurance companies, Adamjee Insurance Co ranks better than 68.18% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Adamjee Insurance Co's Trailing 12-Month Cash Flow from Operations is ₨3,911 Mil, and Market Cap is ₨28,116 Mil. Therefore, Adamjee Insurance Co's OCF Yield % for today is 13.73%.

The historical rank and industry rank for Adamjee Insurance Co's OCF Yield % or its related term are showing as below:

KAR:AICL' s OCF Yield % Range Over the Past 10 Years
Min: -29.39   Med: 35.53   Max: 82.98
Current: 13.73


During the past 13 years, the highest OCF Yield % of Adamjee Insurance Co was 82.98%. The lowest was -29.39%. And the median was 35.53%.

KAR:AICL's OCF Yield % is ranked better than
68.18% of 506 companies
in the Insurance industry
Industry Median: 8.075 vs KAR:AICL: 13.73

Adamjee Insurance Co's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Adamjee Insurance Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Adamjee Insurance Co OCF Yield % Related Terms


Adamjee Insurance Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Adamjee Insurance Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adamjee Insurance Co OCF Yield % Chart

Adamjee Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 57.38 40.73 -29.62 51.94 26.69

Adamjee Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 69.69 -37.69 51.07 44.95 -14.88

KAR:AICL vs CB, PGR, TRV: OCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, Adamjee Insurance Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adamjee Insurance Co OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Adamjee Insurance Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Adamjee Insurance Co's OCF Yield % falls into.


KAR:AICL
69GF Score
Adamjee Insurance Co Ltd KAR:AICL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Adamjee Insurance Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Adamjee Insurance Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=7579.625 / 28395.5
=26.69%

Adamjee Insurance Co's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-827.343 * 4 / 22242.5
=-14.88%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 13.73 mean?
Adamjee Insurance Co (KAR:AICL) has a OCF Yield % of 13.73 as of Jul. 10, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Adamjee Insurance Co and its competitors. This is 61% below median its historical median of 35.53. According to the industry distribution chart, Adamjee Insurance Co ranks #161 out of 506 companies in the Insurance industry, placing it in the top 31.8%.
Is Adamjee Insurance Co's OCF Yield % too high?
Adamjee Insurance Co's current OCF Yield % of 13.73 is 61% below median its 10-year median of 35.53. The Insurance industry median OCF Yield % is 8.08. Adamjee Insurance Co's value of 13.73 is 70% above this industry median. Based on the distribution chart, Adamjee Insurance Co ranks #161 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Adamjee Insurance Co has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adamjee Insurance Co's OCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Adamjee Insurance Co ranks #161 out of 506 companies for OCF Yield %. This puts Adamjee Insurance Co in the upper half of its industry. The industry median OCF Yield % is 8.08. Adamjee Insurance Co's value of 13.73 is 70% above this benchmark. While the company's 10-year median is 35.53 vs. the industry median of 8.08, Adamjee Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.08, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adamjee Insurance Co's current OCF Yield % of 13.73 is 70% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Adamjee Insurance Co and its competitors. For the Insurance industry, the median OCF Yield % is 8.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adamjee Insurance Co's current OCF Yield % is 13.73, which is 61% below median its own 10-year median of 35.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamjee Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Adamjee Insurance Co (KAR:AICL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨61.58, compared to a current price of ₨80.33 — trading 30.4% above its estimated fair value. The current OCF Yield % is 13.73, which is 61% below median its 10-year median of 35.53 and 70% above the Insurance industry median of 8.08. Adamjee Insurance Co's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Adamjee Insurance Co (KAR:AICL), the current OCF Yield % is 13.73 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adamjee Insurance Co (KAR:AICL) Overvalued in 2026?

Based on GuruFocus' analysis, Adamjee Insurance Co stock appears to be overvalued. The current stock price of ₨80.33 is trading 30.4% above its estimated GF Value™ of ₨61.58. GuruFocus considers Adamjee Insurance Co to be Modestly Overvalued.

Key valuation signals for KAR:AICL:

  • OCF Yield %: 13.73 (61% below median its 10-year median of 35.53)
  • GF Value™: ₨61.58 vs. price of ₨80.33 (30.4% above fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 70% above the Insurance median (#161 of 506)

No single metric tells the full story. See the KAR:AICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adamjee Insurance Co Business Description

Address Main Boulevard, Gulberg-III, 80/A, Block E-1, Adamjee House Building, Lahore, PAK, 54000
Adamjee Insurance Co Ltd is an insurance company engaged in providing insurance to various categories of businesses, such as Fire and Property, Marine Aviation and Transport, Motor, Accident and Health, and Miscellaneous Insurance. Some of the company's high-risk-value projects include the risk-coverage provision to Petrochemical Factories and Industrial Risk projects. It has five primary business segments for reporting purposes, namely Fire & property, marine aviation & transport, motor, accident & health, and miscellaneous. The company generates the majority of its revenue from the Motor segment.
69GF Score

Get the complete analysis for KAR:AICL

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨80.33
Price
₨61.58
GF Value