LCSHF (Lancashire Holdings) Net Loan: $154 Mil (As of Dec. 2025)


LCSHF Lancashire Holdings Ltd LCSHF
77 GF Score
Price $8.70
GF Value $10.89
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Lancashire Holdings Net Loan?

Lancashire Holdings LCSHF -0.98% 77 Net Loan is $154 Mil as of Dec. 2025. GuruFocus rates LCSHF with a GF Score™ of 77/100 and a GF Value™ of $10.89 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Lancashire Holdings's quarterly net loan declined from Dec. 2024 ($153 Mil) to Jun. 2025 ($0 Mil) but then increased from Jun. 2025 ($0 Mil) to Dec. 2025 ($154 Mil).

Lancashire Holdings's annual net loan increased from Dec. 2023 ($143 Mil) to Dec. 2024 ($0 Mil) and increased from Dec. 2024 ($0 Mil) to Dec. 2025 ($154 Mil).

Lancashire Holdings Net Loan Historical Data

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The historical data trend for Lancashire Holdings's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lancashire Holdings Net Loan Chart

Lancashire Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 128.90 142.60 153.40 153.70

Lancashire Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 142.60 150.00 153.40 0.00 153.70
LCSHF
77GF Score
Lancashire Holdings Ltd LCSHF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Lancashire Holdings Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $154 Mil mean?
Lancashire Holdings (LCSHF) has a Net Loan of $154 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Lancashire Holdings and its competitors.
Is Lancashire Holdings' Net Loan too high?
Lancashire Holdings' current Net Loan is $154 Mil. Overall, Lancashire Holdings has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lancashire Holdings' Net Loan compare to FNF and AXS?
Lancashire Holdings' Net Loan of $154 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Lancashire Holdings and its competitors. Lancashire Holdings's current Net Loan is $154 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lancashire Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lancashire Holdings (LCSHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.89, compared to a current price of $8.70 — trading 20.2% below its estimated fair value. The current Net Loan is $154 Mil. Lancashire Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Lancashire Holdings (LCSHF), the current Net Loan is $154 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lancashire Holdings (LCSHF) Overvalued in 2026?

Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued. The current stock price of $8.70 is trading 20.2% below its estimated GF Value™ of $10.89. GuruFocus considers Lancashire Holdings to be Modestly Undervalued.

Key valuation signals for LCSHF:

  • Net Loan: $154 Mil
  • GF Value™: $10.89 vs. price of $8.70 (20.2% below fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the LCSHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lancashire Holdings Business Description

Other Exchanges LREl:UKLRE:UKLNH:Germany
Address 7 Par-la-Ville Road, Power House, Hamilton, BMU, HM 11
Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.
77GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.70
Price
$10.89
GF Value