Lancashire HoldingsLCSHF 77 5-Year Yield-on-Cost % is 4.90 as of Jul. 07, 2026, which is 53% above its 10-year median of 3.20. GuruFocus rates LCSHF with a GF Score™ of 77/100 and a GF Value™ of $10.87 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 423 Insurance companies, Lancashire Holdings ranks better than 60.28% on this metric.
Lancashire Holdings's yield on cost for the quarter that ended in Dec. 2025 was 4.90.
The historical rank and industry rank for Lancashire Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
LCSHF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.31 Med: 3.2 Max: 5.66
Current: 4.9
During the past 13 years, Lancashire Holdings's highest Yield on Cost was 5.66. The lowest was 2.31. And the median was 3.20.
LCSHF's 5-Year Yield-on-Cost % is ranked better than 60.28% of 423
companies
in the Insurance industry
Industry Median: 4
vs LCSHF: 4.90
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Lancashire Holdings 5-Year Yield-on-Cost % Related Terms
LCSHF vs FNF, AXS, FAF: 5-Year Yield-on-Cost % Comparison
For the Insurance - Specialty subindustry, Lancashire Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lancashire Holdings 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Lancashire Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Lancashire Holdings's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Lancashire Holdings (LCSHF) has a 5-Year Yield-on-Cost % of 4.90 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Lancashire Holdings and its competitors. This is 53% above median its historical median of 3.20. Over the past decade, Lancashire Holdings' 5-Year Yield-on-Cost % has ranged from 2.31 to 5.66. According to the industry distribution chart, Lancashire Holdings ranks #168 out of 423 companies in the Insurance industry, placing it in the top 39.7%.
Is Lancashire Holdings' 5-Year Yield-on-Cost % too high?
Lancashire Holdings' current 5-Year Yield-on-Cost % of 4.90 is 53% above median its 10-year median of 3.20. Over the past 10 years, this metric has ranged from a low of 2.31 to a high of 5.66. The Insurance industry median 5-Year Yield-on-Cost % is 4.00. Lancashire Holdings' value of 4.90 is 22.5% above this industry median. Based on the distribution chart, Lancashire Holdings ranks #168 out of 423 companies in the Insurance industry, which is above the industry midpoint. Overall, Lancashire Holdings has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lancashire Holdings' 5-Year Yield-on-Cost % compare to FNF and AXS?
According to the Insurance industry distribution chart, Lancashire Holdings ranks #168 out of 423 companies for 5-Year Yield-on-Cost %. This puts Lancashire Holdings in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 4.00. Lancashire Holdings' value of 4.90 is 22.5% above this benchmark. Historically, Lancashire Holdings' own 5-Year Yield-on-Cost % has ranged from 2.31 to 5.66 over the past decade. While the company's 10-year median is 3.20 vs. the industry median of 4.00, Lancashire Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.00, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lancashire Holdings's current 5-Year Yield-on-Cost % of 4.90 is 22.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Lancashire Holdings and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lancashire Holdings's current 5-Year Yield-on-Cost % is 4.90, which is 53% above median its own 10-year median of 3.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lancashire Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lancashire Holdings (LCSHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.87, compared to a current price of $8.40 — trading 22.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.90, which is 53% above median its 10-year median of 3.20 and 22.5% above the Insurance industry median of 4.00. Lancashire Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Lancashire Holdings (LCSHF), the current 5-Year Yield-on-Cost % is 4.90 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lancashire Holdings (LCSHF) Overvalued in 2026?
Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued.
The current stock price of $8.40 is trading 22.7% below its estimated GF Value™ of $10.87.
GuruFocus considers Lancashire Holdings to be Modestly Undervalued.
Key valuation signals for LCSHF:
5-Year Yield-on-Cost %: 4.90 (53% above median its 10-year median of 3.20)
GF Value™: $10.87 vs. price of $8.40 (22.7% below fair value)
Industry Position: 22.5% above the Insurance median (#168 of 423)
No single metric tells the full story. See the LCSHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.
77GF Score
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