Lancashire HoldingsLCSHF 77 PS Ratio is 1.12 as of Jul. 04, 2026, which is 64% below its 10-year median of 3.07. GuruFocus rates LCSHF with a GF Score™ of 77/100 and a GF Value™ of $10.59 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 502 Insurance companies, Lancashire Holdings ranks worse than 50.2% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Lancashire Holdings's share price is $8.40.
Lancashire Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $7.52. Hence, Lancashire Holdings's PS Ratio for today is 1.12.
The historical rank and industry rank for Lancashire Holdings's PS Ratio or its related term are showing as below:
LCSHF'
s PS Ratio Range Over the Past 10 Years
Min: 1 Med: 3.07 Max: 4.67
Current: 1.16
During the past 13 years, Lancashire Holdings's highest PS Ratio was 4.67. The lowest was 1.00. And the median was 3.07.
LCSHF's PS Ratio is ranked worse than 50.2% of 502
companies
in the Insurance industry
Industry Median: 1.155
vs LCSHF: 1.16
Lancashire Holdings Ltd revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Lancashire Holdings was 3.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 28.60% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 29.00% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 12.10% per year.
During the past 13 years, Lancashire Holdings's highest 3-Year average Revenue per Share Growth Rate was 43.40% per year. The lowest was -9.30% per year. And the median was 2.00% per year.
Back to Basics: PS Ratio
Lancashire Holdings (OTCPK:LCSHF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Lancashire Holdings PS Ratio Related Terms
Lancashire Holdings PS Ratio Historical Data
* Premium members only.
The historical data trend for Lancashire Holdings's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Lancashire Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lancashire Holdings PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Lancashire Holdings's PS Ratio distribution charts can be found below:
* The bar in red indicates where Lancashire Holdings's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Lancashire Holdings's Share Price of today is $8.40.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Lancashire Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $7.52.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Lancashire Holdings (LCSHF) has a PS Ratio of 1.12 as of Jul. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Lancashire Holdings and its competitors. This is 64% below median its historical median of 3.07. Over the past decade, Lancashire Holdings' PS Ratio has ranged from 1.00 to 4.67. According to the industry distribution chart, Lancashire Holdings ranks #252 out of 502 companies in the Insurance industry, placing it in the top 50.2%.
Is Lancashire Holdings' PS Ratio too high?
Lancashire Holdings' current PS Ratio of 1.12 is 64% below median its 10-year median of 3.07. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.67. The Insurance industry median PS Ratio is 1.16. Lancashire Holdings' value of 1.12 is 3% below this industry median. Based on the distribution chart, Lancashire Holdings ranks #252 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Lancashire Holdings has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lancashire Holdings' PS Ratio compare to FNF and AXS?
According to the Insurance industry distribution chart, Lancashire Holdings ranks #252 out of 502 companies for PS Ratio. This places Lancashire Holdings in the lower half of its industry. The industry median PS Ratio is 1.16. Lancashire Holdings' value of 1.12 is 3% below this benchmark. Historically, Lancashire Holdings' own PS Ratio has ranged from 1.00 to 4.67 over the past decade. While the company's 10-year median is 3.07 vs. the industry median of 1.16, Lancashire Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lancashire Holdings's current PS Ratio of 1.12 is 3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Lancashire Holdings and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lancashire Holdings's current PS Ratio is 1.12, which is 64% below median its own 10-year median of 3.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lancashire Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lancashire Holdings (LCSHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.59, compared to a current price of $8.40 — trading 20.7% below its estimated fair value. The current PS Ratio is 1.12, which is 64% below median its 10-year median of 3.07 and 3% below the Insurance industry median of 1.16. Lancashire Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Lancashire Holdings (LCSHF), the current PS Ratio is 1.12 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lancashire Holdings (LCSHF) Overvalued in 2026?
Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued.
The current stock price of $8.40 is trading 20.7% below its estimated GF Value™ of $10.59.
GuruFocus considers Lancashire Holdings to be Modestly Undervalued.
Key valuation signals for LCSHF:
PS Ratio: 1.12 (64% below median its 10-year median of 3.07)
GF Value™: $10.59 vs. price of $8.40 (20.7% below fair value)
Industry Position: 3% below the Insurance median (#252 of 502)
No single metric tells the full story. See the LCSHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.
77GF Score
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