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Lancashire HoldingsLCSHF -0.98%76 EV-to-EBIT is 6.05 as of Jul. 18, 2026, which is 41% below its 10-year median of 10.33. GuruFocus rates LCSHF with a GF Score™ of 76/100 and a GF Value™ of $10.82 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 345 Insurance companies, Lancashire Holdings ranks better than 71.01% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Lancashire Holdings's Enterprise Value for the quarter that ended in Dec. 2025 was $1,999 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Lancashire Holdings's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $332 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lancashire Holdings EV-to-EBIT Related Terms
Lancashire Holdings EV-to-EBIT Historical Data
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The historical data trend for Lancashire Holdings's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Lancashire Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lancashire Holdings EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Lancashire Holdings's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Lancashire Holdings's EV-to-EBIT falls into.
Lancashire Holdings's current Enterprise Value is $2,010 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Lancashire Holdings's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $332 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lancashire Holdings (LCSHF) has a EV-to-EBIT of 6.05 as of Jul. 18, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Lancashire Holdings and its competitors. This is 41% below median its historical median of 10.33. According to the industry distribution chart, Lancashire Holdings ranks #100 out of 345 companies in the Insurance industry, placing it in the top 29%.
Is Lancashire Holdings' EV-to-EBIT too high?
Lancashire Holdings' current EV-to-EBIT of 6.05 is 41% below median its 10-year median of 10.33. The Insurance industry median EV-to-EBIT is 8.69. Lancashire Holdings' value of 6.05 is 30.4% below this industry median. Based on the distribution chart, Lancashire Holdings ranks #100 out of 345 companies in the Insurance industry, which is above the industry midpoint. Overall, Lancashire Holdings has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lancashire Holdings' EV-to-EBIT compare to FNF and AXS?
According to the Insurance industry distribution chart, Lancashire Holdings ranks #100 out of 345 companies for EV-to-EBIT. This puts Lancashire Holdings in the upper half of its industry. The industry median EV-to-EBIT is 8.69. Lancashire Holdings' value of 6.05 is 30.4% below this benchmark. While the company's 10-year median is 10.33 vs. the industry median of 8.69, Lancashire Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.69, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lancashire Holdings's current EV-to-EBIT of 6.05 is 30.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Lancashire Holdings and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lancashire Holdings's current EV-to-EBIT is 6.05, which is 41% below median its own 10-year median of 10.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lancashire Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lancashire Holdings (LCSHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.82, compared to a current price of $8.70 — trading 19.6% below its estimated fair value. The current EV-to-EBIT is 6.05, which is 41% below median its 10-year median of 10.33 and 30.4% below the Insurance industry median of 8.69. Lancashire Holdings' overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Lancashire Holdings (LCSHF), the current EV-to-EBIT is 6.05 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lancashire Holdings (LCSHF) Overvalued in 2026?
Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued.
The current stock price of $8.70 is trading 19.6% below its estimated GF Value™ of $10.82.
GuruFocus considers Lancashire Holdings to be Modestly Undervalued.
Key valuation signals for LCSHF:
EV-to-EBIT: 6.05 (41% below median its 10-year median of 10.33)
GF Value™: $10.82 vs. price of $8.70 (19.6% below fair value)
Industry Position: 30.4% below the Insurance median (#100 of 345)
No single metric tells the full story. See the LCSHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.
76GF Score
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