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Lancashire HoldingsLCSHF -0.98%76 EV-to-OCF is 5.90 as of Jul. 29, 2026, which is 9% above its 10-year median of 5.39. GuruFocus rates LCSHF with a GF Score™ of 76/100 and a GF Value™ of $11.00 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 504 Insurance companies, Lancashire Holdings ranks better than 52.58% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Lancashire Holdings's Enterprise Value is $2,043 Mil.
Lancashire Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $347 Mil. Therefore, Lancashire Holdings's EV-to-OCF for today is 5.90.
The historical rank and industry rank for Lancashire Holdings's EV-to-OCF or its related term are showing as below:
LCSHF'
s EV-to-OCF Range Over the Past 10 Years
Min: -863.08 Med: 5.39 Max: 66.38
Current: 6.33
During the past 13 years, the highest EV-to-OCF of Lancashire Holdings was 66.38. The lowest was -863.08. And the median was 5.39.
LCSHF's EV-to-OCF is ranked better than 52.58% of 504
companies
in the Insurance industry
Industry Median: 6.89
vs LCSHF: 6.33
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Lancashire Holdings's PE Ratio (TTM) for today is calculated as:
Lancashire Holdings's share price for today is $8.695.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Lancashire Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.290.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Lancashire Holdings EV-to-OCF Related Terms
Lancashire Holdings EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Lancashire Holdings's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Lancashire Holdings's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lancashire Holdings EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Lancashire Holdings's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Lancashire Holdings's EV-to-OCF falls into.
Lancashire Holdings's current Enterprise Value is $2,043 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Lancashire Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $347 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lancashire Holdings (LCSHF) has a EV-to-OCF of 5.90 as of Jul. 29, 2026. This is near median its historical median of 5.39. According to the industry distribution chart, Lancashire Holdings ranks #239 out of 504 companies in the Insurance industry, placing it in the top 47.4%.
Is Lancashire Holdings' EV-to-OCF too high?
Lancashire Holdings' current EV-to-OCF of 5.90 is near median its 10-year median of 5.39. The Insurance industry median EV-to-OCF is 6.89. Lancashire Holdings' value of 5.90 is 14.4% below this industry median. Based on the distribution chart, Lancashire Holdings ranks #239 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Lancashire Holdings has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lancashire Holdings' EV-to-OCF compare to FNF and AXS?
According to the Insurance industry distribution chart, Lancashire Holdings ranks #239 out of 504 companies for EV-to-OCF. This puts Lancashire Holdings in the upper half of its industry. The industry median EV-to-OCF is 6.89. Lancashire Holdings' value of 5.90 is 14.4% below this benchmark. While the company's 10-year median is 5.39 vs. the industry median of 6.89, Lancashire Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.89, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lancashire Holdings's current EV-to-OCF of 5.90 is 14.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lancashire Holdings's current EV-to-OCF is 5.90, which is near median its own 10-year median of 5.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lancashire Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lancashire Holdings (LCSHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.00, compared to a current price of $8.70 — trading 21% below its estimated fair value. The current EV-to-OCF is 5.90, which is near median its 10-year median of 5.39 and 14.4% below the Insurance industry median of 6.89. Lancashire Holdings' overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Lancashire Holdings (LCSHF), the current EV-to-OCF is 5.90 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lancashire Holdings (LCSHF) Overvalued in 2026?
Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued.
The current stock price of $8.70 is trading 21% below its estimated GF Value™ of $11.00.
GuruFocus considers Lancashire Holdings to be Modestly Undervalued.
Key valuation signals for LCSHF:
EV-to-OCF: 5.90 (near median its 10-year median of 5.39)
GF Value™: $11.00 vs. price of $8.70 (21% below fair value)
Industry Position: 14.4% below the Insurance median (#239 of 504)
No single metric tells the full story. See the LCSHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.
76GF Score
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