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Lancashire HoldingsLCSHF 73 Intrinsic Value: Projected FCF is $22.42 as of Sep. 09, 2026. GuruFocus rates LCSHF with a GF Score™ of 73/100 and a GF Value™ of $8.97 (Fairly Valued). The stock has 6 warning signs investors should review. Among 397 Insurance companies, Lancashire Holdings ranks better than 86.15% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-09), Lancashire Holdings's Intrinsic Value: Projected FCF is $22.42. The stock price of Lancashire Holdings is $8.44648. Therefore, Lancashire Holdings's Price-to-Intrinsic-Value-Projected-FCF of today is 0.4.
The historical rank and industry rank for Lancashire Holdings's Intrinsic Value: Projected FCF or its related term are showing as below:
LCSHF'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.38 Med: 1 Max: 1.7
Current: 0.38
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Lancashire Holdings was 1.70. The lowest was 0.38. And the median was 1.00.
LCSHF's Price-to-Projected-FCF is ranked better than 86.15% of 397
companies
in the Insurance industry
Industry Median: 0.75
vs LCSHF: 0.38
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Lancashire Holdings's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
8.44648
/
21.60780560144
=
0.39
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lancashire Holdings Intrinsic Value: Projected FCF Related Terms
Lancashire Holdings Intrinsic Value: Projected FCF Historical Data
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The historical data trend for Lancashire Holdings's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LCSHF vs FNF, RYAN, FAF: Intrinsic Value: Projected FCF Comparison
For the Insurance - Specialty subindustry, Lancashire Holdings's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lancashire Holdings Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Lancashire Holdings's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Lancashire Holdings's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $22.42 mean?
Lancashire Holdings (LCSHF) has a Intrinsic Value: Projected FCF of $22.42 as of Sep. 09, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Lancashire Holdings and its competitors. According to the industry distribution chart, Lancashire Holdings ranks #55 out of 397 companies in the Insurance industry, placing it in the top 13.9%.
Is Lancashire Holdings' Intrinsic Value: Projected FCF too high?
Lancashire Holdings' current Intrinsic Value: Projected FCF is $22.42. The Insurance industry median Intrinsic Value: Projected FCF is 0.75. Lancashire Holdings' value of $22.42 is 2889.3% above this industry median. Based on the distribution chart, Lancashire Holdings ranks #55 out of 397 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Lancashire Holdings has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lancashire Holdings' Intrinsic Value: Projected FCF compare to FNF and RYAN?
According to the Insurance industry distribution chart, Lancashire Holdings ranks #55 out of 397 companies for Intrinsic Value: Projected FCF. This places Lancashire Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 0.75. Lancashire Holdings' value of $22.42 is 2889.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.75, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lancashire Holdings's current Intrinsic Value: Projected FCF of $22.42 is 2889.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Lancashire Holdings and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lancashire Holdings's current Intrinsic Value: Projected FCF is $22.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lancashire Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lancashire Holdings (LCSHF) is currently considered Fairly Valued. The stock's GF Value™ is $8.97, compared to a current price of $8.45 — trading 5.8% below its estimated fair value. The current Intrinsic Value: Projected FCF is $22.42 and 2889.3% above the Insurance industry median of 0.75. Lancashire Holdings' overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Lancashire Holdings (LCSHF), the current Intrinsic Value: Projected FCF is $22.42 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lancashire Holdings (LCSHF) Overvalued in 2026?
Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued.
The current stock price of $8.45 is trading 5.8% below its estimated GF Value™ of $8.97.
GuruFocus considers Lancashire Holdings to be Fairly Valued.
Key valuation signals for LCSHF:
Intrinsic Value: Projected FCF: $22.42
GF Value™: $8.97 vs. price of $8.45 (5.8% below fair value)
Industry Position: 2889.3% above the Insurance median (#55 of 397)
No single metric tells the full story. See the LCSHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.
73GF Score
Get the complete analysis for LCSHF
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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