LCSHF (Lancashire Holdings) LT-Debt-to-Total-Asset: 0.10 (As of Dec. 2025)

What is Lancashire Holdings LT-Debt-to-Total-Asset?

Lancashire Holdings LCSHF 77 LT-Debt-to-Total-Asset is 0.10 as of Dec. 2025. GuruFocus rates LCSHF with a GF Score™ of 77/100 and a GF Value™ of $10.89 (Modestly Undervalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Lancashire Holdings's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.10.

Lancashire Holdings's long-term debt to total assets ratio declined from Dec. 2024 (0.11) to Dec. 2025 (0.10). It may suggest that Lancashire Holdings is progressively becoming less dependent on debt to grow their business.

Lancashire Holdings (OTCPK:LCSHF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Lancashire Holdings LT-Debt-to-Total-Asset Related Terms

Lancashire Holdings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Lancashire Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lancashire Holdings LT-Debt-to-Total-Asset Chart

Lancashire Holdings Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.14

0.13

0.12

0.11

0.10

Lancashire Holdings Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.12	0.12	0.11	0.10	0.10

77GF Score

Lancashire Holdings Ltd LCSHF

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Lancashire Holdings LT-Debt-to-Total-Asset Calculation

Lancashire Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	472.5	/	4804
	=	0.10

Lancashire Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	472.5	/	4804
	=	0.10

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.10 mean?

Lancashire Holdings (LCSHF) has a LT-Debt-to-Total-Asset of 0.10 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Lancashire Holdings and its competitors.

Is Lancashire Holdings' LT-Debt-to-Total-Asset too high?

Lancashire Holdings' current LT-Debt-to-Total-Asset is 0.10. Overall, Lancashire Holdings has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Lancashire Holdings' LT-Debt-to-Total-Asset compare to FNF and AXS?

Lancashire Holdings' LT-Debt-to-Total-Asset of 0.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Lancashire Holdings and its competitors. Lancashire Holdings's current LT-Debt-to-Total-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Lancashire Holdings stock overvalued right now?

Based on GuruFocus' analysis, Lancashire Holdings (LCSHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.89, compared to a current price of $8.40 — trading 22.9% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.10. Lancashire Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Lancashire Holdings (LCSHF), the current LT-Debt-to-Total-Asset is 0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lancashire Holdings (LCSHF) Overvalued in 2026?

Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued. The current stock price of $8.40 is trading 22.9% below its estimated GF Value™ of $10.89. GuruFocus considers Lancashire Holdings to be Modestly Undervalued.

Key valuation signals for LCSHF:

LT-Debt-to-Total-Asset: 0.10
GF Value™: $10.89 vs. price of $8.40 (22.9% below fair value)
GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the LCSHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lancashire Holdings Business Description

Industry Financial Services Insurance

Comparable Companies LSE:BEZ FNF ASX:MPL AXS SAU:8210 FAF ACT ESNT MTG RYAN RDN OSL:PROT AGO NMIH JSE:SNT ASX:NHF CAS:WAA TSX:TSU ASX:HLI EIG

Other Exchanges LREl:UK LRE:UK LNH:Germany

Address 7 Par-la-Ville Road, Power House, Hamilton, BMU, HM 11

Website https://www.lancashiregroup.com

Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.

77GF Score

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$8.40

Price

$10.89

GF Value

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