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Lancashire HoldingsLCSHF 75 Shiller PE Ratio is 15.02 as of Aug. 31, 2026, which is 25% above its 10-year median of 12.03. GuruFocus rates LCSHF with a GF Score™ of 75/100 and a GF Value™ of $8.81 (Fairly Valued). The stock has 5 warning signs investors should review. Among 370 Insurance companies, Lancashire Holdings ranks better than 55.68% on this metric.
The historical rank and industry rank for Lancashire Holdings's Shiller PE Ratio or its related term are showing as below:
LCSHF'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.1 Med: 12.03 Max: 18.89
Current: 15.46
During the past 13 years, Lancashire Holdings's highest Shiller PE Ratio was 18.89. The lowest was 7.10. And the median was 12.03.
LCSHF's Shiller PE Ratio is ranked better than 55.68% of 370
companies
in the Insurance industry
Industry Median: 16.715
vs LCSHF: 15.46
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Lancashire Holdings's adjusted earnings per share data of for the fiscal year that ended in Dec25 was $1.170. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.54 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Lancashire Holdings (OTCPK:LCSHF) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Lancashire Holdings Shiller PE Ratio Related Terms
Lancashire Holdings Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Lancashire Holdings's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LCSHF vs FNF, RYAN, FAF: Shiller PE Ratio Comparison
For the Insurance - Specialty subindustry, Lancashire Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lancashire Holdings Shiller PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Lancashire Holdings's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Lancashire Holdings's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Lancashire Holdings (LCSHF) has a Shiller PE Ratio of 15.02 as of Aug. 31, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Lancashire Holdings and its competitors. This is 25% above median its historical median of 12.03. Over the past decade, Lancashire Holdings' Shiller PE Ratio has ranged from 7.10 to 18.89. According to the industry distribution chart, Lancashire Holdings ranks #164 out of 370 companies in the Insurance industry, placing it in the top 44.3%.
Is Lancashire Holdings' Shiller PE Ratio too high?
Lancashire Holdings' current Shiller PE Ratio of 15.02 is 25% above median its 10-year median of 12.03. Over the past 10 years, this metric has ranged from a low of 7.10 to a high of 18.89. The Insurance industry median Shiller PE Ratio is 16.72. Lancashire Holdings' value of 15.02 is 10.1% below this industry median. Based on the distribution chart, Lancashire Holdings ranks #164 out of 370 companies in the Insurance industry, which is above the industry midpoint. Overall, Lancashire Holdings has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lancashire Holdings' Shiller PE Ratio compare to FNF and RYAN?
According to the Insurance industry distribution chart, Lancashire Holdings ranks #164 out of 370 companies for Shiller PE Ratio. This puts Lancashire Holdings in the upper half of its industry. The industry median Shiller PE Ratio is 16.72. Lancashire Holdings' value of 15.02 is 10.1% below this benchmark. Historically, Lancashire Holdings' own Shiller PE Ratio has ranged from 7.10 to 18.89 over the past decade. While the company's 10-year median is 12.03 vs. the industry median of 16.72, Lancashire Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.72, based on 370 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lancashire Holdings's current Shiller PE Ratio of 15.02 is 10.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Lancashire Holdings and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lancashire Holdings's current Shiller PE Ratio is 15.02, which is 25% above median its own 10-year median of 12.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lancashire Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lancashire Holdings (LCSHF) is currently considered Fairly Valued. The stock's GF Value™ is $8.81, compared to a current price of $8.11 — trading 7.9% below its estimated fair value. The current Shiller PE Ratio is 15.02, which is 25% above median its 10-year median of 12.03 and 10.1% below the Insurance industry median of 16.72. Lancashire Holdings' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Lancashire Holdings (LCSHF), the current Shiller PE Ratio is 15.02 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lancashire Holdings (LCSHF) Overvalued in 2026?
Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued.
The current stock price of $8.11 is trading 7.9% below its estimated GF Value™ of $8.81.
GuruFocus considers Lancashire Holdings to be Fairly Valued.
Key valuation signals for LCSHF:
Shiller PE Ratio: 15.02 (25% above median its 10-year median of 12.03)
GF Value™: $8.81 vs. price of $8.11 (7.9% below fair value)
Industry Position: 10.1% below the Insurance median (#164 of 370)
No single metric tells the full story. See the LCSHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.
75GF Score
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