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Banca Transilvania's quarterly net loan
increased
from Sep. 2025 (lei98,654 Mil) to Dec. 2025 (lei106,710 Mil) and
increased
from Dec. 2025 (lei106,710 Mil) to Mar. 2026 (lei109,166 Mil).
Banca Transilvania's annual net loan
increased
from Dec. 2023 (lei72,544 Mil) to Dec. 2024 (lei106,710 Mil) and
increased
from Dec. 2024 (lei106,710 Mil) to Dec. 2025 (lei109,166 Mil).
The historical data trend for Banca Transilvania's Net Loan can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.
Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved
Banca Transilvania (LTS:0DP9) has a Net Loan of lei109,166 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Banca Transilvania and its competitors.
Is Banca Transilvania's Net Loan too high?
Banca Transilvania's current Net Loan is lei109,166 Mil. Overall, Banca Transilvania has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's Net Loan compare to PNC and USB?
Banca Transilvania's Net Loan of lei109,166 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Banca Transilvania and its competitors. Banca Transilvania's current Net Loan is lei109,166 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (LTS:0DP9) is currently considered Significantly Overvalued. The stock's GF Value™ is lei1.55, compared to a current price of lei2.13 — trading 37.1% above its estimated fair value. The current Net Loan is lei109,166 Mil. Banca Transilvania's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Banca Transilvania (LTS:0DP9), the current Net Loan is lei109,166 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Transilvania (LTS:0DP9) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued.
The current stock price of lei2.13 is trading 37.1% above its estimated GF Value™ of lei1.55.
GuruFocus considers Banca Transilvania to be Significantly Overvalued.
Key valuation signals for LTS:0DP9:
Net Loan: lei109,166 Mil
GF Value™: lei1.55 vs. price of lei2.13 (37.1% above fair value)
No single metric tells the full story. See the LTS:0DP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
76GF Score
Get the complete analysis for LTS:0DP9
Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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