Banca Transilvania (LTS:0DP9) Cyclically Adjusted Book per Share: lei2.81 (As of Mar. 2026)

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LTS:0DP9 Banca Transilvania SA LTS:0DP9
71 GF Score
Price lei2.13
GF Value lei7.73
Valuation Possible Value Trap
! 8 Warning Signs
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What is Banca Transilvania Cyclically Adjusted Book per Share?

Banca Transilvania LTS:0DP9 71 Cyclically Adjusted Book per Share is lei2.81 as of Mar. 2026. GuruFocus rates LTS:0DP9 with a GF Score™ of 71/100 and a GF Value™ of lei7.73 (Possible Value Trap). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Banca Transilvania's adjusted book value per share for the three months ended in Mar. 2026 was lei18.589. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is lei2.81 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Banca Transilvania's average Cyclically Adjusted Book Growth Rate was 13.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 13.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Banca Transilvania was 15.20% per year. The lowest was 11.90% per year. And the median was 12.60% per year.

As of today (2026-08-18), Banca Transilvania's current stock price is lei2.125. Banca Transilvania's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was lei2.81. Banca Transilvania's Cyclically Adjusted PB Ratio of today is 0.76.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Banca Transilvania was 3.81. The lowest was 1.42. And the median was 2.28.


Banca Transilvania  (LTS:0DP9) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Banca Transilvania's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2.125/2.81
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Banca Transilvania was 3.81. The lowest was 1.42. And the median was 2.28.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Banca Transilvania Cyclically Adjusted Book per Share Related Terms


Banca Transilvania Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Banca Transilvania's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Transilvania Cyclically Adjusted Book per Share Chart

Banca Transilvania Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.03 5.32 4.31 3.79 3.19

Banca Transilvania Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.68 3.49 3.34 3.19 2.81

LTS:0DP9 vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Banca Transilvania's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Transilvania Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banca Transilvania's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Banca Transilvania's Cyclically Adjusted PB Ratio falls into.


LTS:0DP9
71GF Score
Banca Transilvania SA LTS:0DP9
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banca Transilvania Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banca Transilvania's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=18.589/330.2130*330.2130
=18.589

Current CPI (Mar. 2026) = 330.2130.

Banca Transilvania Quarterly Data

Book Value per Share CPI Adj_Book
201606 5.260 241.018 7.207
201609 4.638 241.428 6.344
201612 4.920 241.432 6.729
201703 5.151 243.801 6.977
201706 5.232 244.955 7.053
201709 5.491 246.819 7.346
201712 5.715 246.524 7.655
201803 5.909 249.554 7.819
201806 5.110 251.989 6.696
201809 6.061 252.439 7.928
201812 6.098 251.233 8.015
201903 6.582 254.202 8.550
201906 6.367 256.143 8.208
201909 6.978 256.759 8.974
201912 7.092 256.974 9.113
202003 7.044 258.115 9.012
202006 7.129 257.797 9.132
202009 7.565 260.280 9.598
202012 8.046 260.474 10.200
202103 8.529 264.877 10.633
202106 8.703 271.696 10.577
202109 9.240 274.310 11.123
202112 7.365 278.802 8.723
202203 6.826 287.504 7.840
202206 7.599 296.311 8.468
202209 7.359 296.808 8.187
202212 7.160 296.797 7.966
202303 8.260 301.836 9.037
202306 9.372 305.109 10.143
202309 9.422 307.789 10.108
202312 10.616 306.746 11.428
202403 11.502 312.332 12.160
202406 9.923 314.175 10.430
202409 11.407 315.301 11.946
202412 13.338 315.605 13.955
202503 14.138 319.799 14.598
202506 13.787 322.561 14.114
202509 14.995 324.800 15.245
202512 17.983 324.054 18.325
202603 18.589 330.213 18.589

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of lei2.81 mean?
Banca Transilvania (LTS:0DP9) has a Cyclically Adjusted Book per Share of lei2.81 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Banca Transilvania and its competitors.
Is Banca Transilvania's Cyclically Adjusted Book per Share too high?
Banca Transilvania's current Cyclically Adjusted Book per Share is lei2.81. Overall, Banca Transilvania has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's Cyclically Adjusted Book per Share compare to PNC and USB?
Banca Transilvania's Cyclically Adjusted Book per Share of lei2.81 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Banca Transilvania and its competitors. Banca Transilvania's current Cyclically Adjusted Book per Share is lei2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (LTS:0DP9) is currently considered Possible Value Trap. The stock's GF Value™ is lei7.73, compared to a current price of lei2.13 — trading 72.5% below its estimated fair value. The current Cyclically Adjusted Book per Share is lei2.81. Banca Transilvania's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Banca Transilvania (LTS:0DP9), the current Cyclically Adjusted Book per Share is lei2.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Transilvania (LTS:0DP9) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Transilvania stock appears to be undervalued. The current stock price of lei2.13 is trading 72.5% below its estimated GF Value™ of lei7.73. GuruFocus considers Banca Transilvania to be Possible Value Trap.

Key valuation signals for LTS:0DP9:

  • Cyclically Adjusted Book per Share: lei2.81
  • GF Value™: lei7.73 vs. price of lei2.13 (72.5% below fair value)
  • GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the LTS:0DP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Transilvania Business Description

Other Exchanges TLV:Romania7TB:Germany
Address 30-36 Calea Dorobantilor, Cluj-Napoca, ROU
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
71GF Score

Get the complete analysis for LTS:0DP9

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei2.13
Price
lei7.73
GF Value