Banca Transilvania (LTS:0DP9) Cyclically Adjusted FCF per Share: lei0.59 (As of Mar. 2026)

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LTS:0DP9 Banca Transilvania SA LTS:0DP9
78 GF Score
Price lei2.13
GF Value lei1.62
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Banca Transilvania Cyclically Adjusted FCF per Share?

Banca Transilvania LTS:0DP9 78 Cyclically Adjusted FCF per Share is lei0.59 as of Mar. 2026. GuruFocus rates LTS:0DP9 with a GF Score™ of 78/100 and a GF Value™ of lei1.62 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Banca Transilvania's adjusted free cash flow per share for the three months ended in Mar. 2026 was lei-8.484. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is lei0.59 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Banca Transilvania's average Cyclically Adjusted FCF Growth Rate was -51.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Banca Transilvania was -19.30% per year. The lowest was -27.50% per year. And the median was -23.40% per year.

As of today (2026-07-14), Banca Transilvania's current stock price is lei2.125. Banca Transilvania's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was lei0.59. Banca Transilvania's Cyclically Adjusted Price-to-FCF of today is 3.60.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banca Transilvania was 20.27. The lowest was 0.98. And the median was 2.37.


Banca Transilvania  (LTS:0DP9) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Banca Transilvania's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=2.125/0.59
=3.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banca Transilvania was 20.27. The lowest was 0.98. And the median was 2.37.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Banca Transilvania Cyclically Adjusted FCF per Share Related Terms


Banca Transilvania Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Banca Transilvania's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Transilvania Cyclically Adjusted FCF per Share Chart

Banca Transilvania Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.76 5.04 3.48 1.94 0.00

Banca Transilvania Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 1.42 1.29 0.00 0.59

LTS:0DP9 vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Banca Transilvania's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Transilvania Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banca Transilvania's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Banca Transilvania's Cyclically Adjusted Price-to-FCF falls into.


LTS:0DP9
78GF Score
Banca Transilvania SA LTS:0DP9
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banca Transilvania Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banca Transilvania's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-8.484/330.2130*330.2130
=-8.484

Current CPI (Mar. 2026) = 330.2130.

Banca Transilvania Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.000 241.018 0.000
201609 0.000 241.428 0.000
201612 0.000 241.432 0.000
201703 0.000 243.801 0.000
201706 0.000 244.955 0.000
201709 0.000 246.819 0.000
201712 0.000 246.524 0.000
201803 0.000 249.554 0.000
201806 0.000 251.989 0.000
201809 0.000 252.439 0.000
201812 0.000 251.233 0.000
201903 0.000 254.202 0.000
201906 0.000 256.143 0.000
201909 0.000 256.759 0.000
201912 0.000 256.974 0.000
202003 3.486 258.115 4.460
202006 0.842 257.797 1.079
202009 -0.665 260.280 -0.844
202012 7.881 260.474 9.991
202103 1.972 264.877 2.458
202106 2.959 271.696 3.596
202109 0.526 274.310 0.633
202112 4.745 278.802 5.620
202203 -6.677 287.504 -7.669
202206 -2.016 296.311 -2.247
202209 -0.593 296.808 -0.660
202212 4.466 296.797 4.969
202303 4.485 301.836 4.907
202306 -0.338 305.109 -0.366
202309 -1.204 307.789 -1.292
202312 1.429 306.746 1.538
202403 -0.571 312.332 -0.604
202406 -2.030 314.175 -2.134
202409 -4.153 315.301 -4.349
202412 3.432 315.605 3.591
202503 0.256 319.799 0.264
202506 -2.467 322.561 -2.526
202509 0.458 324.800 0.466
202512 0.000 324.054 0.000
202603 -8.484 330.213 -8.484

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of lei0.59 mean?
Banca Transilvania (LTS:0DP9) has a Cyclically Adjusted FCF per Share of lei0.59 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banca Transilvania and its competitors.
Is Banca Transilvania's Cyclically Adjusted FCF per Share too high?
Banca Transilvania's current Cyclically Adjusted FCF per Share is lei0.59. Overall, Banca Transilvania has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's Cyclically Adjusted FCF per Share compare to PNC and USB?
Banca Transilvania's Cyclically Adjusted FCF per Share of lei0.59 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banca Transilvania and its competitors. Banca Transilvania's current Cyclically Adjusted FCF per Share is lei0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (LTS:0DP9) is currently considered Significantly Overvalued. The stock's GF Value™ is lei1.62, compared to a current price of lei2.13 — trading 31.2% above its estimated fair value. The current Cyclically Adjusted FCF per Share is lei0.59. Banca Transilvania's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Banca Transilvania (LTS:0DP9), the current Cyclically Adjusted FCF per Share is lei0.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Transilvania (LTS:0DP9) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued. The current stock price of lei2.13 is trading 31.2% above its estimated GF Value™ of lei1.62. GuruFocus considers Banca Transilvania to be Significantly Overvalued.

Key valuation signals for LTS:0DP9:

  • Cyclically Adjusted FCF per Share: lei0.59
  • GF Value™: lei1.62 vs. price of lei2.13 (31.2% above fair value)
  • GF Score™: 78/100 with 8 warning signs

No single metric tells the full story. See the LTS:0DP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Transilvania Business Description

Other Exchanges TLV:Romania7TB:Germany
Address 30-36 Calea Dorobantilor, Cluj-Napoca, ROU
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
78GF Score

Get the complete analysis for LTS:0DP9

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei2.13
Price
lei1.62
GF Value