Banca TransilvaniaLTS:0DP9 78 PEG Ratio is 0.03 as of Jul. 04, 2026, which is 97% below its 10-year median of 0.88. GuruFocus rates LTS:0DP9 with a GF Score™ of 78/100 and a GF Value™ of lei1.66 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 1,228 Banks companies, Banca Transilvania ranks better than 88.11% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Banca Transilvania's PEG Ratio or its related term are showing as below:
LTS:0DP9'
s PEG Ratio Range Over the Past 10 Years
Min: 0.45 Med: 0.88 Max: 1.41
Current: 0.48
During the past 13 years, Banca Transilvania's highest PEG Ratio was 1.41. The lowest was 0.45. And the median was 0.88.
LTS:0DP9's PEG Ratio is ranked better than 88.11% of 1228
companies
in the Banks industry
Industry Median: 1.53
vs LTS:0DP9: 0.48
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Banca Transilvania (LTS:0DP9) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Banca Transilvania PEG Ratio Related Terms
Banca Transilvania PEG Ratio Historical Data
* Premium members only.
The historical data trend for Banca Transilvania's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Transilvania's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Transilvania PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banca Transilvania's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Banca Transilvania's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Banca Transilvania (LTS:0DP9) has a PEG Ratio of 0.03 as of Jul. 04, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banca Transilvania and its competitors. This is 97% below median its historical median of 0.88. Over the past decade, Banca Transilvania's PEG Ratio has ranged from 0.45 to 1.41. According to the industry distribution chart, Banca Transilvania ranks #146 out of 1228 companies in the Banks industry, placing it in the top 11.9%.
Is Banca Transilvania's PEG Ratio too high?
Banca Transilvania's current PEG Ratio of 0.03 is 97% below median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 1.41. The Banks industry median PEG Ratio is 1.53. Banca Transilvania's value of 0.03 is 98% below this industry median. Based on the distribution chart, Banca Transilvania ranks #146 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Transilvania has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banca Transilvania ranks #146 out of 1228 companies for PEG Ratio. This places Banca Transilvania in the top 12% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.53. Banca Transilvania's value of 0.03 is 98% below this benchmark. Historically, Banca Transilvania's own PEG Ratio has ranged from 0.45 to 1.41 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 1.53, Banca Transilvania has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Transilvania's current PEG Ratio of 0.03 is 98% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banca Transilvania and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Transilvania's current PEG Ratio is 0.03, which is 97% below median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (LTS:0DP9) is currently considered Possible Value Trap. The stock's GF Value™ is lei1.66, compared to a current price of lei2.13 — trading 28% above its estimated fair value. The current PEG Ratio is 0.03, which is 97% below median its 10-year median of 0.88 and 98% below the Banks industry median of 1.53. Banca Transilvania's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Banca Transilvania (LTS:0DP9), the current PEG Ratio is 0.03 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Transilvania (LTS:0DP9) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued.
The current stock price of lei2.13 is trading 28% above its estimated GF Value™ of lei1.66.
GuruFocus considers Banca Transilvania to be Possible Value Trap.
Key valuation signals for LTS:0DP9:
PEG Ratio: 0.03 (97% below median its 10-year median of 0.88)
GF Value™: lei1.66 vs. price of lei2.13 (28% above fair value)
Industry Position: 98% below the Banks median (#146 of 1228)
No single metric tells the full story. See the LTS:0DP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
78GF Score
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