Banca Transilvania (LTS:0DP9) Enterprise Value: lei22,309 Mil (As of Jul. 04, 2026) ***


LTS:0DP9 Banca Transilvania SA LTS:0DP9
78 GF Score
Price lei2.13
GF Value lei1.66
Valuation Possible Value Trap
! 8 Warning Signs
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What is Banca Transilvania Enterprise Value?

Banca Transilvania LTS:0DP9 78 Enterprise Value is lei22,309 Mil as of Jul. 04, 2026. GuruFocus rates LTS:0DP9 with a GF Score™ of 78/100 and a GF Value™ of lei1.66 (Possible Value Trap). The stock has 8 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Banca Transilvania's Enterprise Value is lei22,309 Mil. Banca Transilvania's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was lei12,119 Mil. Therefore, Banca Transilvania's EV-to-Revenue ratio for today is 1.84.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Banca Transilvania's Enterprise Value is lei22,309 Mil. Banca Transilvania's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was lei-12,816 Mil. Therefore, Banca Transilvania's EV-to-OCF ratio for today is -1.74.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Banca Transilvania's Enterprise Value is lei22,309 Mil. Banca Transilvania's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was lei-13,270 Mil. Therefore, Banca Transilvania's EV-to-FCF ratio for today is -1.68.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Banca Transilvania  (LTS:0DP9) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Banca Transilvania's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=22308.668/12119.24
=1.84

Banca Transilvania's current Enterprise Value is lei22,309 Mil.
Banca Transilvania's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was lei12,119 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Banca Transilvania's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=22308.668/-12815.903
=-1.74

Banca Transilvania's current Enterprise Value is lei22,309 Mil.
Banca Transilvania's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was lei-12,816 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Banca Transilvania's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=22308.668/-13269.898
=-1.68

Banca Transilvania's current Enterprise Value is lei22,309 Mil.
Banca Transilvania's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was lei-13,270 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Banca Transilvania Enterprise Value Related Terms


Banca Transilvania Enterprise Value Historical Data

* Premium members only.

The historical data trend for Banca Transilvania's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Transilvania Enterprise Value Chart

Banca Transilvania Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11,175.73 -2,750.10 -13,310.45 -8,160.77 -9,701.45

Banca Transilvania Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5,786.54 -1,578.94 -3,991.81 -9,701.45 -8,080.50

LTS:0DP9 vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Banca Transilvania's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Transilvania Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Banca Transilvania's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Banca Transilvania's Enterprise Value falls into.


LTS:0DP9
78GF Score
Banca Transilvania SA LTS:0DP9
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banca Transilvania Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Banca Transilvania's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Banca Transilvania's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of lei22,309 Mil mean?
Banca Transilvania (LTS:0DP9) has a Enterprise Value of lei22,309 Mil as of Jul. 04, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Banca Transilvania and its competitors.
Is Banca Transilvania's Enterprise Value too high?
Banca Transilvania's current Enterprise Value is lei22,309 Mil. Overall, Banca Transilvania has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's Enterprise Value compare to PNC and USB?
Banca Transilvania's Enterprise Value of lei22,309 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Banca Transilvania and its competitors. Banca Transilvania's current Enterprise Value is lei22,309 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (LTS:0DP9) is currently considered Possible Value Trap. The stock's GF Value™ is lei1.66, compared to a current price of lei2.13 — trading 28% above its estimated fair value. The current Enterprise Value is lei22,309 Mil. Banca Transilvania's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Banca Transilvania (LTS:0DP9), the current Enterprise Value is lei22,309 Mil as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Transilvania (LTS:0DP9) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued. The current stock price of lei2.13 is trading 28% above its estimated GF Value™ of lei1.66. GuruFocus considers Banca Transilvania to be Possible Value Trap.

Key valuation signals for LTS:0DP9:

  • Enterprise Value: lei22,309 Mil
  • GF Value™: lei1.66 vs. price of lei2.13 (28% above fair value)
  • GF Score™: 78/100 with 8 warning signs

No single metric tells the full story. See the LTS:0DP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Transilvania Business Description

Other Exchanges TLV:Romania7TB:Germany
Address 30-36 Calea Dorobantilor, Cluj-Napoca, ROU
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
78GF Score

Get the complete analysis for LTS:0DP9

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei2.13
Price
lei1.66
GF Value