Banca Transilvania (LTS:0DP9) Profitability Rank: 6 (As of Mar. 2026) — 14% Below Median

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LTS:0DP9 Banca Transilvania SA LTS:0DP9
72 GF Score
Price lei2.13
GF Value lei7.77
Valuation Possible Value Trap
! 8 Warning Signs
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What is Banca Transilvania Profitability Rank?

Banca Transilvania LTS:0DP9 72 Profitability Rank is 6 as of Mar. 2026, which is 14% below its 10-year median of 7.00. GuruFocus rates LTS:0DP9 with a GF Score™ of 72/100 and a GF Value™ of lei7.77 (Possible Value Trap). The stock has 8 warning signs investors should review.

Banca Transilvania has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Banca Transilvania's Operating Margin % for the quarter that ended in Mar. 2026 was 0.00%. As of today, Banca Transilvania's Piotroski F-Score is 2.


Banca Transilvania Profitability Rank Related Terms


LTS:0DP9 vs PNC, USB: Profitability Rank Comparison

For the Banks - Regional subindustry, Banca Transilvania's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Transilvania Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Banca Transilvania's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Banca Transilvania's Profitability Rank falls into.


LTS:0DP9
72GF Score
Banca Transilvania SA LTS:0DP9
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Transilvania Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Banca Transilvania has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Banca Transilvania's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=0 / 3083.861
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Warning Sign:

Piotroski F-Score of 2 is low, which usually implies poor business operation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Banca Transilvania has an F-score of 2. It is a bad or low score, which usually implies poor business operation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Banca Transilvania (LTS:0DP9) has a Profitability Rank of 6 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Banca Transilvania and its competitors. This is 14% below median its historical median of 7.00. Over the past decade, Banca Transilvania's Profitability Rank has ranged from 3.00 to 9.00.
Is Banca Transilvania's Profitability Rank too high?
Banca Transilvania's current Profitability Rank of 6 is 14% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 9.00. Overall, Banca Transilvania has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's Profitability Rank compare to PNC and USB?
Banca Transilvania's Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, Banca Transilvania's own Profitability Rank has ranged from 3.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Banca Transilvania and its competitors. Banca Transilvania's current Profitability Rank is 6, which is 14% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (LTS:0DP9) is currently considered Possible Value Trap. The stock's GF Value™ is lei7.77, compared to a current price of lei2.13 — trading 72.7% below its estimated fair value. The current Profitability Rank is 6, which is 14% below median its 10-year median of 7.00. Banca Transilvania's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Banca Transilvania (LTS:0DP9), the current Profitability Rank is 6 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Transilvania (LTS:0DP9) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Transilvania stock appears to be undervalued. The current stock price of lei2.13 is trading 72.7% below its estimated GF Value™ of lei7.77. GuruFocus considers Banca Transilvania to be Possible Value Trap.

Key valuation signals for LTS:0DP9:

  • Profitability Rank: 6 (14% below median its 10-year median of 7.00)
  • GF Value™: lei7.77 vs. price of lei2.13 (72.7% below fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the LTS:0DP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Transilvania Business Description

Other Exchanges TLV:Romania7TB:Germany
Address 30-36 Calea Dorobantilor, Cluj-Napoca, ROU
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
72GF Score

Get the complete analysis for LTS:0DP9

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei2.13
Price
lei7.77
GF Value