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Banca TransilvaniaLTS:0DP9 78 5-Year Yield-on-Cost % is 322.54 as of Jul. 22, 2026, which is 1545% above its 10-year median of 19.61. GuruFocus rates LTS:0DP9 with a GF Score™ of 78/100 and a GF Value™ of lei1.35 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 1,251 Banks companies, Banca Transilvania ranks better than 93.05% on this metric.
Banca Transilvania's yield on cost for the quarter that ended in Mar. 2026 was 322.54.
The historical rank and industry rank for Banca Transilvania's 5-Year Yield-on-Cost % or its related term are showing as below:
LTS:0DP9'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.65 Med: 19.61 Max: 322.54
Current: 322.54
During the past 13 years, Banca Transilvania's highest Yield on Cost was 322.54. The lowest was 6.65. And the median was 19.61.
LTS:0DP9's 5-Year Yield-on-Cost % is ranked better than 93.05% of 1251
companies
in the Banks industry
Industry Median: 3.88
vs LTS:0DP9: 322.54
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banca Transilvania 5-Year Yield-on-Cost % Related Terms
LTS:0DP9 vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Banca Transilvania's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Transilvania 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Transilvania's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banca Transilvania's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
What does a 5-Year Yield-on-Cost % of 322.54 mean?
Banca Transilvania (LTS:0DP9) has a 5-Year Yield-on-Cost % of 322.54 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banca Transilvania and its competitors. This is 1545% above median its historical median of 19.61. Over the past decade, Banca Transilvania's 5-Year Yield-on-Cost % has ranged from 6.65 to 322.54. According to the industry distribution chart, Banca Transilvania ranks #87 out of 1251 companies in the Banks industry, placing it in the top 7%.
Is Banca Transilvania's 5-Year Yield-on-Cost % too high?
Banca Transilvania's current 5-Year Yield-on-Cost % of 322.54 is 1545% above median its 10-year median of 19.61. Over the past 10 years, this metric has ranged from a low of 6.65 to a high of 322.54. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Banca Transilvania's value of 322.54 is 8212.9% above this industry median. Based on the distribution chart, Banca Transilvania ranks #87 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Transilvania has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Banca Transilvania ranks #87 out of 1251 companies for 5-Year Yield-on-Cost %. This places Banca Transilvania in the top 7% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. Banca Transilvania's value of 322.54 is 8212.9% above this benchmark. Historically, Banca Transilvania's own 5-Year Yield-on-Cost % has ranged from 6.65 to 322.54 over the past decade. While the company's 10-year median is 19.61 vs. the industry median of 3.88, Banca Transilvania has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Transilvania's current 5-Year Yield-on-Cost % of 322.54 is 8212.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banca Transilvania and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Transilvania's current 5-Year Yield-on-Cost % is 322.54, which is 1545% above median its own 10-year median of 19.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (LTS:0DP9) is currently considered Possible Value Trap. The stock's GF Value™ is lei1.35, compared to a current price of lei1.86 — trading 37.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 322.54, which is 1545% above median its 10-year median of 19.61 and 8212.9% above the Banks industry median of 3.88. Banca Transilvania's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banca Transilvania (LTS:0DP9), the current 5-Year Yield-on-Cost % is 322.54 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Transilvania (LTS:0DP9) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued.
The current stock price of lei1.86 is trading 37.6% above its estimated GF Value™ of lei1.35.
GuruFocus considers Banca Transilvania to be Possible Value Trap.
Key valuation signals for LTS:0DP9:
5-Year Yield-on-Cost %: 322.54 (1545% above median its 10-year median of 19.61)
GF Value™: lei1.35 vs. price of lei1.86 (37.6% above fair value)
Industry Position: 8212.9% above the Banks median (#87 of 1251)
No single metric tells the full story. See the LTS:0DP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
78GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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