Banca Transilvania (LTS:0DP9) ROE % Adjusted to Book Value: 35.05% (As of Mar. 2026)


LTS:0DP9 Banca Transilvania SA LTS:0DP9
78 GF Score
Price lei2.13
GF Value lei1.66
Valuation Possible Value Trap
! 8 Warning Signs
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What is Banca Transilvania ROE % Adjusted to Book Value?

Banca Transilvania LTS:0DP9 78 ROE % Adjusted to Book Value is 35.05% as of Mar. 2026. GuruFocus rates LTS:0DP9 with a GF Score™ of 78/100 and a GF Value™ of lei1.66 (Possible Value Trap). The stock has 8 warning signs investors should review.

Banca Transilvania's ROE % for the quarter that ended in Mar. 2026 was 19.28%. Banca Transilvania's PB Ratio for the quarter that ended in Mar. 2026 was 0.55. Banca Transilvania's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 35.05%.


Banca Transilvania ROE % Adjusted to Book Value Related Terms


Banca Transilvania ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Banca Transilvania's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Transilvania ROE % Adjusted to Book Value Chart

Banca Transilvania Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.30 20.40 31.07 47.31 48.73

Banca Transilvania Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.83 39.05 47.03 58.49 35.05

LTS:0DP9 vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Banca Transilvania's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Transilvania ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Banca Transilvania's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Banca Transilvania's ROE % Adjusted to Book Value falls into.


LTS:0DP9
78GF Score
Banca Transilvania SA LTS:0DP9
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Transilvania ROE % Adjusted to Book Value Calculation

Banca Transilvania's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=23.88% / 0.49
=48.73%

Banca Transilvania's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.28% / 0.55
=35.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 35.05% mean?
Banca Transilvania (LTS:0DP9) has a ROE % Adjusted to Book Value of 35.05% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banca Transilvania and its competitors.
Is Banca Transilvania's ROE % Adjusted to Book Value too high?
Banca Transilvania's current ROE % Adjusted to Book Value is 35.05%. Overall, Banca Transilvania has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's ROE % Adjusted to Book Value compare to PNC and USB?
Banca Transilvania's ROE % Adjusted to Book Value of 35.05% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banca Transilvania and its competitors. Banca Transilvania's current ROE % Adjusted to Book Value is 35.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (LTS:0DP9) is currently considered Possible Value Trap. The stock's GF Value™ is lei1.66, compared to a current price of lei2.13 — trading 28% above its estimated fair value. The current ROE % Adjusted to Book Value is 35.05%. Banca Transilvania's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Banca Transilvania (LTS:0DP9), the current ROE % Adjusted to Book Value is 35.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Transilvania (LTS:0DP9) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued. The current stock price of lei2.13 is trading 28% above its estimated GF Value™ of lei1.66. GuruFocus considers Banca Transilvania to be Possible Value Trap.

Key valuation signals for LTS:0DP9:

  • ROE % Adjusted to Book Value: 35.05%
  • GF Value™: lei1.66 vs. price of lei2.13 (28% above fair value)
  • GF Score™: 78/100 with 8 warning signs

No single metric tells the full story. See the LTS:0DP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Transilvania Business Description

Other Exchanges TLV:Romania7TB:Germany
Address 30-36 Calea Dorobantilor, Cluj-Napoca, ROU
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
78GF Score

Get the complete analysis for LTS:0DP9

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei2.13
Price
lei1.66
GF Value