Banca Transilvania (LTS:0DP9) FCF Margin %: -342.98% (As of Mar. 2026)


LTS:0DP9 Banca Transilvania SA LTS:0DP9
78 GF Score
Price lei2.13
GF Value lei1.66
Valuation Possible Value Trap
! 8 Warning Signs
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What is Banca Transilvania FCF Margin %?

Banca Transilvania LTS:0DP9 78 FCF Margin % is -342.98% as of Mar. 2026. GuruFocus rates LTS:0DP9 with a GF Score™ of 78/100 and a GF Value™ of lei1.66 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 1,506 Banks companies, Banca Transilvania ranks worse than 93.03% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banca Transilvania's Free Cash Flow for the three months ended in Mar. 2026 was lei-10,577 Mil. Banca Transilvania's Revenue for the three months ended in Mar. 2026 was lei3,084 Mil. Therefore, Banca Transilvania's FCF Margin % for the quarter that ended in Mar. 2026 was -342.98%.

As of today, Banca Transilvania's current FCF Yield % is -30.81%.

The historical rank and industry rank for Banca Transilvania's FCF Margin % or its related term are showing as below:

LTS:0DP9' s FCF Margin % Range Over the Past 10 Years
Min: -109.49   Med: 146.74   Max: 283.8
Current: -109.49


During the past 13 years, the highest FCF Margin % of Banca Transilvania was 283.80%. The lowest was -109.49%. And the median was 146.74%.

LTS:0DP9's FCF Margin % is ranked worse than
93.03% of 1506 companies
in the Banks industry
Industry Median: 26.355 vs LTS:0DP9: -109.49


Banca Transilvania FCF Margin % Related Terms


Banca Transilvania FCF Margin % Historical Data

* Premium members only.

The historical data trend for Banca Transilvania's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Transilvania FCF Margin % Chart

Banca Transilvania Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 243.08 -57.49 69.55 -44.75 0.00

Banca Transilvania Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.60 -114.28 16.15 0.00 -342.98

LTS:0DP9 vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Banca Transilvania's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Transilvania FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banca Transilvania's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Banca Transilvania's FCF Margin % falls into.


LTS:0DP9
78GF Score
Banca Transilvania SA LTS:0DP9
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Transilvania FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Banca Transilvania's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0/11775.012
=0.00 %

Banca Transilvania's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-10577.03/3083.861
=-342.98 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -342.98% mean?
Banca Transilvania (LTS:0DP9) has a FCF Margin % of -342.98% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banca Transilvania and its competitors. According to the industry distribution chart, Banca Transilvania ranks #1401 out of 1506 companies in the Banks industry, placing it in the top 93%.
Is Banca Transilvania's FCF Margin % too high?
Banca Transilvania's current FCF Margin % is -342.98%. Based on the distribution chart, Banca Transilvania ranks #1401 out of 1506 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Transilvania has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banca Transilvania ranks #1401 out of 1506 companies for FCF Margin %. This places Banca Transilvania in the lower half of its industry. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banca Transilvania and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Transilvania's current FCF Margin % is -342.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (LTS:0DP9) is currently considered Possible Value Trap. The stock's GF Value™ is lei1.66, compared to a current price of lei2.13 — trading 28% above its estimated fair value. The current FCF Margin % is -342.98%. Banca Transilvania's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banca Transilvania (LTS:0DP9), the current FCF Margin % is -342.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Transilvania (LTS:0DP9) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued. The current stock price of lei2.13 is trading 28% above its estimated GF Value™ of lei1.66. GuruFocus considers Banca Transilvania to be Possible Value Trap.

Key valuation signals for LTS:0DP9:

  • FCF Margin %: -342.98%
  • GF Value™: lei1.66 vs. price of lei2.13 (28% above fair value)
  • GF Score™: 78/100 with 8 warning signs

No single metric tells the full story. See the LTS:0DP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Transilvania Business Description

Other Exchanges TLV:Romania7TB:Germany
Address 30-36 Calea Dorobantilor, Cluj-Napoca, ROU
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
78GF Score

Get the complete analysis for LTS:0DP9

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei2.13
Price
lei1.66
GF Value