International Bancshares (MEX:IBOC) Net Loan: MXN171,096 Mil (As of Mar. 2026)

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MEX:IBOC International Bancshares Corp MEX:IBOC
70 GF Score
Price MXN1,495.00
GF Value MXN1,257.04
! 6 Warning Signs
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What is International Bancshares Net Loan?

International Bancshares MEX:IBOC 70 Net Loan is MXN171,096 Mil as of Mar. 2026. GuruFocus rates MEX:IBOC with a GF Score™ of 70/100 and a GF Value™ of MXN1,257.04. The stock has 6 warning signs investors should review.

International Bancshares's quarterly net loan declined from Sep. 2025 (MXN169,601 Mil) to Dec. 2025 (MXN167,475 Mil) but then increased from Dec. 2025 (MXN167,475 Mil) to Mar. 2026 (MXN171,096 Mil).

International Bancshares's annual net loan increased from Dec. 2023 (MXN134,129 Mil) to Dec. 2024 (MXN167,475 Mil) but then declined from Dec. 2024 (MXN167,475 Mil) to Dec. 2025 (MXN171,096 Mil).

International Bancshares Net Loan Historical Data

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The historical data trend for International Bancshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Bancshares Net Loan Chart

International Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 145,624.31 142,411.09 134,128.67 180,470.40 167,475.48

International Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 182,518.10 169,154.70 169,600.62 167,475.48 171,096.08
MEX:IBOC
70GF Score
International Bancshares Corp MEX:IBOC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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International Bancshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of MXN171,096 Mil mean?
International Bancshares (MEX:IBOC) has a Net Loan of MXN171,096 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on International Bancshares and its competitors.
Is International Bancshares' Net Loan too high?
International Bancshares' current Net Loan is MXN171,096 Mil. Overall, International Bancshares has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does International Bancshares' Net Loan compare to SFBS and TFSL?
International Bancshares' Net Loan of MXN171,096 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on International Bancshares and its competitors. International Bancshares's current Net Loan is MXN171,096 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Bancshares stock overvalued right now?
International Bancshares (MEX:IBOC) has a current Net Loan of MXN171,096 Mil. The stock's GF Value™ is MXN1,257.04, compared to a current price of MXN1,495.00 — trading 18.9% above its estimated fair value. The current Net Loan is MXN171,096 Mil. International Bancshares' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For International Bancshares (MEX:IBOC), the current Net Loan is MXN171,096 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Bancshares (MEX:IBOC) Overvalued in 2026?

Based on GuruFocus' analysis, International Bancshares stock appears to be overvalued. The current stock price of MXN1,495.00 is trading 18.9% above its estimated GF Value™ of MXN1,257.04.

Key valuation signals for MEX:IBOC:

  • Net Loan: MXN171,096 Mil
  • GF Value™: MXN1,257.04 vs. price of MXN1,495.00 (18.9% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the MEX:IBOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

International Bancshares Business Description

Other Exchanges IBOC:USAIB4:Germany
Address 1200 San Bernardo Avenue, Laredo, TX, USA, 78042-1359
International Bancshares Corp is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma.. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
70GF Score

Get the complete analysis for MEX:IBOC

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,495.00
Price
MXN1,257.04
GF Value