International Bancshares (MEX:IBOC) OCF Yield %: 9.99 (As of Jul. 05, 2026) — 10% Below Median


MEX:IBOC International Bancshares Corp MEX:IBOC
70 GF Score
Price MXN1,495.00
GF Value MXN1,285.11
! 6 Warning Signs
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What is International Bancshares OCF Yield %?

International Bancshares MEX:IBOC 70 OCF Yield % is 9.99 as of Jul. 05, 2026, which is 10% below its 10-year median of 11.13. GuruFocus rates MEX:IBOC with a GF Score™ of 70/100 and a GF Value™ of MXN1,285.11. The stock has 6 warning signs investors should review. Among 1,502 Banks companies, International Bancshares ranks better than 53.73% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, International Bancshares's Trailing 12-Month Cash Flow from Operations is MXN8,607 Mil, and Market Cap is MXN82,682 Mil. Therefore, International Bancshares's OCF Yield % for today is 9.99%.

The historical rank and industry rank for International Bancshares's OCF Yield % or its related term are showing as below:

MEX:IBOC' s OCF Yield % Range Over the Past 10 Years
Min: 6.13   Med: 11.13   Max: 28.29
Current: 9.99


During the past 13 years, the highest OCF Yield % of International Bancshares was 28.29%. The lowest was 6.13%. And the median was 11.13%.

MEX:IBOC's OCF Yield % is ranked better than
53.73% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs MEX:IBOC: 9.99

International Bancshares's OCF Margin % for the quarter that ended in Mar. 2026 was %.


International Bancshares OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


International Bancshares OCF Yield % Related Terms


International Bancshares OCF Yield % Historical Data

* Premium members only.

The historical data trend for International Bancshares's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Bancshares OCF Yield % Chart

International Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.67 13.75 14.66 10.63 9.51

International Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.36 7.74 9.09 10.84 9.37

MEX:IBOC vs SFBS, TFSL, EBC: OCF Yield % Comparison

For the Banks - Regional subindustry, International Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Bancshares OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, International Bancshares's OCF Yield % distribution charts can be found below:

* The bar in red indicates where International Bancshares's OCF Yield % falls into.


MEX:IBOC
70GF Score
International Bancshares Corp MEX:IBOC
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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International Bancshares OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

International Bancshares's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=8841.825 / 92942.655
=9.51%

International Bancshares's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=2177.088 * 4 / 92959.1
=9.37%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 9.99 mean?
International Bancshares (MEX:IBOC) has a OCF Yield % of 9.99 as of Jul. 05, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on International Bancshares and its competitors. This is 10% below median its historical median of 11.13. Over the past decade, International Bancshares' OCF Yield % has ranged from 6.13 to 28.29. According to the industry distribution chart, International Bancshares ranks #695 out of 1502 companies in the Banks industry, placing it in the top 46.3%.
Is International Bancshares' OCF Yield % too high?
International Bancshares' current OCF Yield % of 9.99 is 10% below median its 10-year median of 11.13. Over the past 10 years, this metric has ranged from a low of 6.13 to a high of 28.29. The Banks industry median OCF Yield % is 9.24. International Bancshares' value of 9.99 is 8.1% above this industry median. Based on the distribution chart, International Bancshares ranks #695 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, International Bancshares has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does International Bancshares' OCF Yield % compare to SFBS and TFSL?
According to the Banks industry distribution chart, International Bancshares ranks #695 out of 1502 companies for OCF Yield %. This puts International Bancshares in the upper half of its industry. The industry median OCF Yield % is 9.24. International Bancshares' value of 9.99 is 8.1% above this benchmark. Historically, International Bancshares' own OCF Yield % has ranged from 6.13 to 28.29 over the past decade. While the company's 10-year median is 11.13 vs. the industry median of 9.24, International Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Bancshares's current OCF Yield % of 9.99 is 8.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on International Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Bancshares's current OCF Yield % is 9.99, which is 10% below median its own 10-year median of 11.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Bancshares stock overvalued right now?
International Bancshares (MEX:IBOC) has a current OCF Yield % of 9.99. The stock's GF Value™ is MXN1,285.11, compared to a current price of MXN1,495.00 — trading 16.3% above its estimated fair value. The current OCF Yield % is 9.99, which is 10% below median its 10-year median of 11.13 and 8.1% above the Banks industry median of 9.24. International Bancshares' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For International Bancshares (MEX:IBOC), the current OCF Yield % is 9.99 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Bancshares (MEX:IBOC) Overvalued in 2026?

Based on GuruFocus' analysis, International Bancshares stock appears to be overvalued. The current stock price of MXN1,495.00 is trading 16.3% above its estimated GF Value™ of MXN1,285.11.

Key valuation signals for MEX:IBOC:

  • OCF Yield %: 9.99 (10% below median its 10-year median of 11.13)
  • GF Value™: MXN1,285.11 vs. price of MXN1,495.00 (16.3% above fair value)
  • GF Score™: 70/100 with 6 warning signs
  • Industry Position: 8.1% above the Banks median (#695 of 1502)

No single metric tells the full story. See the MEX:IBOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Bancshares Business Description

Other Exchanges IBOC:USAIB4:Germany
Address 1200 San Bernardo Avenue, Laredo, TX, USA, 78042-1359
International Bancshares Corp is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma.. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
70GF Score

Get the complete analysis for MEX:IBOC

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,495.00
Price
MXN1,285.11
GF Value