The historical rank and industry rank for International Bancshares's Pretax Margin % or its related term are showing as below:
MEX:IBOC'
s Pretax Margin % Range Over the Past 10 Years
Min: 38.9 Med: 50.72 Max: 62.81
Current: 62.02
MEX:IBOC's Pretax Margin % is ranked better than 93.32% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs MEX:IBOC: 62.02
International Bancshares (MEX:IBOC) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
International Bancshares Pretax Margin % Related Terms
International Bancshares Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:IBOC vs SFBS, TFSL, EBC: Pretax Margin % Comparison
For the Banks - Regional subindustry, International Bancshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International Bancshares Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, International Bancshares's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where International Bancshares's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International Bancshares (MEX:IBOC) has a Pretax Margin % of 62.07% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on International Bancshares and its competitors. This is 22% above median its historical median of 50.72. Over the past decade, International Bancshares' Pretax Margin % has ranged from 38.90 to 62.81. According to the industry distribution chart, International Bancshares ranks #102 out of 1528 companies in the Banks industry, placing it in the top 6.7%.
Is International Bancshares' Pretax Margin % too high?
International Bancshares' current Pretax Margin % of 62.07% is 22% above median its 10-year median of 50.72. Over the past 10 years, this metric has ranged from a low of 38.90 to a high of 62.81. The Banks industry median Pretax Margin % is 34.67. International Bancshares' value of 62.07% is 79.1% above this industry median. Based on the distribution chart, International Bancshares ranks #102 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, International Bancshares has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does International Bancshares' Pretax Margin % compare to SFBS and TFSL?
According to the Banks industry distribution chart, International Bancshares ranks #102 out of 1528 companies for Pretax Margin %. This places International Bancshares in the top 7% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.67. International Bancshares' value of 62.07% is 79.1% above this benchmark. Historically, International Bancshares' own Pretax Margin % has ranged from 38.90 to 62.81 over the past decade. While the company's 10-year median is 50.72 vs. the industry median of 34.67, International Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Bancshares's current Pretax Margin % of 62.07% is 79.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on International Bancshares and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Bancshares's current Pretax Margin % is 62.07%, which is 22% above median its own 10-year median of 50.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Bancshares stock overvalued right now?
International Bancshares (MEX:IBOC) has a current Pretax Margin % of 62.07%. The stock's GF Value™ is MXN1,285.11, compared to a current price of MXN1,495.00 — trading 16.3% above its estimated fair value. The current Pretax Margin % is 62.07%, which is 22% above median its 10-year median of 50.72 and 79.1% above the Banks industry median of 34.67. International Bancshares' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For International Bancshares (MEX:IBOC), the current Pretax Margin % is 62.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International Bancshares (MEX:IBOC) Overvalued in 2026?
Based on GuruFocus' analysis, International Bancshares stock appears to be overvalued.
The current stock price of MXN1,495.00 is trading 16.3% above its estimated GF Value™ of MXN1,285.11.
Key valuation signals for MEX:IBOC:
Pretax Margin %: 62.07% (22% above median its 10-year median of 50.72)
GF Value™: MXN1,285.11 vs. price of MXN1,495.00 (16.3% above fair value)
Industry Position: 79.1% above the Banks median (#102 of 1528)
No single metric tells the full story. See the MEX:IBOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International Bancshares Corp is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma.. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
70GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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