International Bancshares (MEX:IBOC) FCF Yield %: 9.66 (As of Jul. 05, 2026) — Near Median


MEX:IBOC International Bancshares Corp MEX:IBOC
70 GF Score
Price MXN1,495.00
GF Value MXN1,285.11
! 6 Warning Signs
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What is International Bancshares FCF Yield %?

International Bancshares MEX:IBOC 70 FCF Yield % is 9.66 as of Jul. 05, 2026, which is 9% below its 10-year median of 10.62. GuruFocus rates MEX:IBOC with a GF Score™ of 70/100 and a GF Value™ of MXN1,285.11. The stock has 6 warning signs investors should review. Among 1,504 Banks companies, International Bancshares ranks better than 56.98% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, International Bancshares's Trailing 12-Month Free Cash Flow is MXN8,336 Mil, and Market Cap is MXN82,682 Mil. Therefore, International Bancshares's FCF Yield % for today is 9.66%.

The historical rank and industry rank for International Bancshares's FCF Yield % or its related term are showing as below:

MEX:IBOC' s FCF Yield % Range Over the Past 10 Years
Min: 5.59   Med: 10.62   Max: 25.6
Current: 9.66


During the past 13 years, the highest FCF Yield % of International Bancshares was 25.60%. The lowest was 5.59%. And the median was 10.62%.

MEX:IBOC's FCF Yield % is ranked better than
56.98% of 1504 companies
in the Banks industry
Industry Median: 8.1 vs MEX:IBOC: 9.66

International Bancshares's FCF Margin % for the quarter that ended in Mar. 2026 was 55.67%.


International Bancshares FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


International Bancshares FCF Yield % Related Terms


International Bancshares FCF Yield % Historical Data

* Premium members only.

The historical data trend for International Bancshares's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Bancshares FCF Yield % Chart

International Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.29 13.07 13.81 10.31 9.16

International Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.71 7.43 8.86 10.54 9.00

MEX:IBOC vs SFBS, TFSL, EBC: FCF Yield % Comparison

For the Banks - Regional subindustry, International Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Bancshares FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, International Bancshares's FCF Yield % distribution charts can be found below:

* The bar in red indicates where International Bancshares's FCF Yield % falls into.


MEX:IBOC
70GF Score
International Bancshares Corp MEX:IBOC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International Bancshares FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

International Bancshares's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=8515.544 / 92942.655
=9.16%

International Bancshares's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=2092.605 * 4 / 92959.1
=9.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 9.66 mean?
International Bancshares (MEX:IBOC) has a FCF Yield % of 9.66 as of Jul. 05, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on International Bancshares and its competitors. This is near median its historical median of 10.62. Over the past decade, International Bancshares' FCF Yield % has ranged from 5.59 to 25.60. According to the industry distribution chart, International Bancshares ranks #647 out of 1504 companies in the Banks industry, placing it in the top 43%.
Is International Bancshares' FCF Yield % too high?
International Bancshares' current FCF Yield % of 9.66 is near median its 10-year median of 10.62. Over the past 10 years, this metric has ranged from a low of 5.59 to a high of 25.60. The Banks industry median FCF Yield % is 8.10. International Bancshares' value of 9.66 is 19.3% above this industry median. Based on the distribution chart, International Bancshares ranks #647 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, International Bancshares has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does International Bancshares' FCF Yield % compare to SFBS and TFSL?
According to the Banks industry distribution chart, International Bancshares ranks #647 out of 1504 companies for FCF Yield %. This puts International Bancshares in the upper half of its industry. The industry median FCF Yield % is 8.10. International Bancshares' value of 9.66 is 19.3% above this benchmark. Historically, International Bancshares' own FCF Yield % has ranged from 5.59 to 25.60 over the past decade. While the company's 10-year median is 10.62 vs. the industry median of 8.10, International Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Bancshares's current FCF Yield % of 9.66 is 19.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on International Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Bancshares's current FCF Yield % is 9.66, which is near median its own 10-year median of 10.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Bancshares stock overvalued right now?
International Bancshares (MEX:IBOC) has a current FCF Yield % of 9.66. The stock's GF Value™ is MXN1,285.11, compared to a current price of MXN1,495.00 — trading 16.3% above its estimated fair value. The current FCF Yield % is 9.66, which is near median its 10-year median of 10.62 and 19.3% above the Banks industry median of 8.10. International Bancshares' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For International Bancshares (MEX:IBOC), the current FCF Yield % is 9.66 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Bancshares (MEX:IBOC) Overvalued in 2026?

Based on GuruFocus' analysis, International Bancshares stock appears to be overvalued. The current stock price of MXN1,495.00 is trading 16.3% above its estimated GF Value™ of MXN1,285.11.

Key valuation signals for MEX:IBOC:

  • FCF Yield %: 9.66 (near median its 10-year median of 10.62)
  • GF Value™: MXN1,285.11 vs. price of MXN1,495.00 (16.3% above fair value)
  • GF Score™: 70/100 with 6 warning signs
  • Industry Position: 19.3% above the Banks median (#647 of 1504)

No single metric tells the full story. See the MEX:IBOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Bancshares Business Description

Other Exchanges IBOC:USAIB4:Germany
Address 1200 San Bernardo Avenue, Laredo, TX, USA, 78042-1359
International Bancshares Corp is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma.. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
70GF Score

Get the complete analysis for MEX:IBOC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,495.00
Price
MXN1,285.11
GF Value