International Bancshares (MEX:IBOC) Change In Receivables: MXN-63 Mil (TTM As of Mar. 2026)

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MEX:IBOC International Bancshares Corp MEX:IBOC
70 GF Score
Price MXN1,495.00
GF Value MXN1,276.37
! 6 Warning Signs
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What is International Bancshares Change In Receivables?

International Bancshares MEX:IBOC 70 Change In Receivables is MXN-63 Mil as of Mar. 2026. GuruFocus rates MEX:IBOC with a GF Score™ of 70/100 and a GF Value™ of MXN1,276.37. The stock has 6 warning signs investors should review.

International Bancshares's change in receivables for the quarter that ended in Mar. 2026 was MXN-52 Mil. It means International Bancshares's Accounts Receivable increased by MXN52 Mil from Dec. 2025 to Mar. 2026 .

International Bancshares's change in receivables for the fiscal year that ended in Dec. 2025 was MXN-5 Mil. It means International Bancshares's Accounts Receivable increased by MXN5 Mil from Dec. 2024 to Dec. 2025 .

International Bancshares's Accounts Receivable for the quarter that ended in Mar. 2026 was MXN1,358 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. International Bancshares's Days Sales Outstanding for the three months ended in Mar. 2026 was 32.97.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. International Bancshares's liquidation value for the three months ended in Mar. 2026 was MXN-171,802 Mil.


International Bancshares  (MEX:IBOC) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

International Bancshares's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=1358.277/3759.061*91
=32.97

2. In Ben Graham's calculation of liquidation value, International Bancshares's accounts receivable are only considered to be worth 75% of book value:

International Bancshares's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=71313.017-244133.293+0.75 * 1358.277+0.5 * 0
=-171,802

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


International Bancshares Change In Receivables Related Terms


International Bancshares Change In Receivables Historical Data

* Premium members only.

The historical data trend for International Bancshares's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Bancshares Change In Receivables Chart

International Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 149.51 -296.22 -331.25 -143.34 -4.59

International Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.89 -53.80 -48.08 90.62 -52.17
MEX:IBOC
70GF Score
International Bancshares Corp MEX:IBOC
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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International Bancshares Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN-63 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of MXN-63 Mil mean?
International Bancshares (MEX:IBOC) has a Change In Receivables of MXN-63 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for International Bancshares and its competitors.
Is International Bancshares' Change In Receivables too high?
International Bancshares' current Change In Receivables is MXN-63 Mil. Overall, International Bancshares has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does International Bancshares' Change In Receivables compare to SFBS and TFSL?
International Bancshares' Change In Receivables of MXN-63 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for International Bancshares and its competitors. International Bancshares's current Change In Receivables is MXN-63 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Bancshares stock overvalued right now?
International Bancshares (MEX:IBOC) has a current Change In Receivables of MXN-63 Mil. The stock's GF Value™ is MXN1,276.37, compared to a current price of MXN1,495.00 — trading 17.1% above its estimated fair value. The current Change In Receivables is MXN-63 Mil. International Bancshares' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For International Bancshares (MEX:IBOC), the current Change In Receivables is MXN-63 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Bancshares (MEX:IBOC) Overvalued in 2026?

Based on GuruFocus' analysis, International Bancshares stock appears to be overvalued. The current stock price of MXN1,495.00 is trading 17.1% above its estimated GF Value™ of MXN1,276.37.

Key valuation signals for MEX:IBOC:

  • Change In Receivables: MXN-63 Mil
  • GF Value™: MXN1,276.37 vs. price of MXN1,495.00 (17.1% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the MEX:IBOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Bancshares Business Description

Other Exchanges IBOC:USAIB4:Germany
Address 1200 San Bernardo Avenue, Laredo, TX, USA, 78042-1359
International Bancshares Corp is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma.. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
70GF Score

Get the complete analysis for MEX:IBOC

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,495.00
Price
MXN1,276.37
GF Value