International Bancshares (MEX:IBOC) Enterprise Value: MXN74,528 Mil (As of Jul. 05, 2026) ***


MEX:IBOC International Bancshares Corp MEX:IBOC
70 GF Score
Price MXN1,495.00
GF Value MXN1,285.11
! 6 Warning Signs
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What is International Bancshares Enterprise Value?

International Bancshares MEX:IBOC 70 Enterprise Value is MXN74,528 Mil as of Jul. 05, 2026. GuruFocus rates MEX:IBOC with a GF Score™ of 70/100 and a GF Value™ of MXN1,285.11. The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, International Bancshares's Enterprise Value is MXN74,528 Mil. International Bancshares's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was MXN15,599 Mil. Therefore, International Bancshares's EV-to-Revenue ratio for today is 4.78.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, International Bancshares's Enterprise Value is MXN74,528 Mil. International Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was MXN8,607 Mil. Therefore, International Bancshares's EV-to-OCF ratio for today is 8.66.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, International Bancshares's Enterprise Value is MXN74,528 Mil. International Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was MXN8,325 Mil. Therefore, International Bancshares's EV-to-FCF ratio for today is 8.95.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


International Bancshares  (MEX:IBOC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

International Bancshares's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=74527.921/15599.073
=4.78

International Bancshares's current Enterprise Value is MXN74,528 Mil.
International Bancshares's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN15,599 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

International Bancshares's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=74527.921/8607.38
=8.66

International Bancshares's current Enterprise Value is MXN74,528 Mil.
International Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN8,607 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

International Bancshares's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=74527.921/8325.287
=8.95

International Bancshares's current Enterprise Value is MXN74,528 Mil.
International Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN8,325 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


International Bancshares Enterprise Value Related Terms


International Bancshares Enterprise Value Historical Data

* Premium members only.

The historical data trend for International Bancshares's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Bancshares Enterprise Value Chart

International Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,958.81 17,131.75 45,916.38 88,138.01 85,429.11

International Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 83,807.67 82,322.19 84,312.14 85,429.11 84,541.56

MEX:IBOC vs SFBS, TFSL, EBC: Enterprise Value Comparison

For the Banks - Regional subindustry, International Bancshares's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Bancshares Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, International Bancshares's Enterprise Value distribution charts can be found below:

* The bar in red indicates where International Bancshares's Enterprise Value falls into.


MEX:IBOC
70GF Score
International Bancshares Corp MEX:IBOC
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International Bancshares Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

International Bancshares's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

International Bancshares's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of MXN74,528 Mil mean?
International Bancshares (MEX:IBOC) has a Enterprise Value of MXN74,528 Mil as of Jul. 05, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on International Bancshares and its competitors.
Is International Bancshares' Enterprise Value too high?
International Bancshares' current Enterprise Value is MXN74,528 Mil. Overall, International Bancshares has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does International Bancshares' Enterprise Value compare to SFBS and TFSL?
International Bancshares' Enterprise Value of MXN74,528 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on International Bancshares and its competitors. International Bancshares's current Enterprise Value is MXN74,528 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Bancshares stock overvalued right now?
International Bancshares (MEX:IBOC) has a current Enterprise Value of MXN74,528 Mil. The stock's GF Value™ is MXN1,285.11, compared to a current price of MXN1,495.00 — trading 16.3% above its estimated fair value. The current Enterprise Value is MXN74,528 Mil. International Bancshares' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For International Bancshares (MEX:IBOC), the current Enterprise Value is MXN74,528 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Bancshares (MEX:IBOC) Overvalued in 2026?

Based on GuruFocus' analysis, International Bancshares stock appears to be overvalued. The current stock price of MXN1,495.00 is trading 16.3% above its estimated GF Value™ of MXN1,285.11.

Key valuation signals for MEX:IBOC:

  • Enterprise Value: MXN74,528 Mil
  • GF Value™: MXN1,285.11 vs. price of MXN1,495.00 (16.3% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the MEX:IBOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Bancshares Business Description

Other Exchanges IBOC:USAIB4:Germany
Address 1200 San Bernardo Avenue, Laredo, TX, USA, 78042-1359
International Bancshares Corp is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma.. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
70GF Score

Get the complete analysis for MEX:IBOC

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,495.00
Price
MXN1,285.11
GF Value