Standard Chartered Bank Kenya (NAI:SCBK) Net Loan: KES165,380 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:SCBK Standard Chartered Bank Kenya Ltd NAI:SCBK
82 GF Score
Price KES342.25
GF Value KES203.03
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Chartered Bank Kenya Net Loan?

Standard Chartered Bank Kenya NAI:SCBK +0.74% 82 Net Loan is KES165,380 Mil as of Mar. 2026. GuruFocus rates NAI:SCBK with a GF Score™ of 82/100 and a GF Value™ of KES203.03 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Standard Chartered Bank Kenya's quarterly net loan increased from Sep. 2025 (KES146,395 Mil) to Dec. 2025 (KES155,048 Mil) and increased from Dec. 2025 (KES155,048 Mil) to Mar. 2026 (KES165,380 Mil).

Standard Chartered Bank Kenya's annual net loan declined from Dec. 2023 (KES167,120 Mil) to Dec. 2024 (KES155,048 Mil) but then increased from Dec. 2024 (KES155,048 Mil) to Dec. 2025 (KES165,380 Mil).

Standard Chartered Bank Kenya Net Loan Historical Data

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The historical data trend for Standard Chartered Bank Kenya's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Kenya Net Loan Chart

Standard Chartered Bank Kenya Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 128,403.64 139,840.65 167,119.56 152,805.02 155,047.92

Standard Chartered Bank Kenya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 137,859.44 152,205.46 146,395.28 155,047.92 165,379.70
NAI:SCBK
82GF Score
Standard Chartered Bank Kenya Ltd NAI:SCBK
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank Kenya Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of KES165,380 Mil mean?
Standard Chartered Bank Kenya (NAI:SCBK) has a Net Loan of KES165,380 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Standard Chartered Bank Kenya and its competitors.
Is Standard Chartered Bank Kenya's Net Loan too high?
Standard Chartered Bank Kenya's current Net Loan is KES165,380 Mil. Overall, Standard Chartered Bank Kenya has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Kenya's Net Loan compare to competitors?
Standard Chartered Bank Kenya's Net Loan of KES165,380 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Standard Chartered Bank Kenya and its competitors. Standard Chartered Bank Kenya's current Net Loan is KES165,380 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya (NAI:SCBK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES203.03, compared to a current price of KES342.25 — trading 68.6% above its estimated fair value. The current Net Loan is KES165,380 Mil. Standard Chartered Bank Kenya's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Standard Chartered Bank Kenya (NAI:SCBK), the current Net Loan is KES165,380 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Kenya (NAI:SCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Kenya stock appears to be overvalued. The current stock price of KES342.25 is trading 68.6% above its estimated GF Value™ of KES203.03. GuruFocus considers Standard Chartered Bank Kenya to be Significantly Overvalued.

Key valuation signals for NAI:SCBK:

  • Net Loan: KES165,380 Mil
  • GF Value™: KES203.03 vs. price of KES342.25 (68.6% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the NAI:SCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Bank Kenya Business Description

Address 48 Westlands Road, P.O. Box 30003, Nairobi, KEN, 00100
Standard Chartered Bank Kenya Ltd offers a variety of local and foreign currency banking solutions to meet its clients' transactional, borrowing, and investment needs. It has a diversified portfolio cutting across select sectors that include business services, manufacturing, wholesale and retail trade, transport and communication, real estate, agriculture, energy, and water. The company's segments are mainly Corporate and Investment Banking; Wealth and Retail Banking; Central and Other items.
82GF Score

Get the complete analysis for NAI:SCBK

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES342.25
Price
KES203.03
GF Value