Standard Chartered Bank Kenya (NAI:SCBK) Pretax Margin %: 50.75% (As of Mar. 2026) — 15% Above Median


NAI:SCBK Standard Chartered Bank Kenya Ltd NAI:SCBK
82 GF Score
Price KES334.00
GF Value KES202.10
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Chartered Bank Kenya Pretax Margin %?

Standard Chartered Bank Kenya NAI:SCBK +0.60% 82 Pretax Margin % is 50.75% as of Mar. 2026, which is 15% above its 10-year median of 44.05. GuruFocus rates NAI:SCBK with a GF Score™ of 82/100 and a GF Value™ of KES202.10 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,528 Banks companies, Standard Chartered Bank Kenya ranks better than 57.66% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Standard Chartered Bank Kenya's Pre-Tax Income for the three months ended in Mar. 2026 was KES5,092 Mil. Standard Chartered Bank Kenya's Revenue for the three months ended in Mar. 2026 was KES10,034 Mil. Therefore, Standard Chartered Bank Kenya's pretax margin for the quarter that ended in Mar. 2026 was 50.75%.

The historical rank and industry rank for Standard Chartered Bank Kenya's Pretax Margin % or its related term are showing as below:

NAI:SCBK' s Pretax Margin % Range Over the Past 10 Years
Min: 27.66   Med: 44.05   Max: 55.81
Current: 37.98


NAI:SCBK's Pretax Margin % is ranked better than
57.66% of 1528 companies
in the Banks industry
Industry Median: 34.715 vs NAI:SCBK: 37.98

Standard Chartered Bank Kenya  (NAI:SCBK) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Standard Chartered Bank Kenya Pretax Margin % Related Terms


Standard Chartered Bank Kenya Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank Kenya's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Kenya Pretax Margin % Chart

Standard Chartered Bank Kenya Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.49 51.53 48.40 55.81 40.26

Standard Chartered Bank Kenya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 57.25 40.63 22.27 38.68 50.75

Standard Chartered Bank Kenya Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Kenya's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank Kenya Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Kenya's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Kenya's Pretax Margin % falls into.


NAI:SCBK
82GF Score
Standard Chartered Bank Kenya Ltd NAI:SCBK
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank Kenya Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Standard Chartered Bank Kenya's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=16836.694/41821.811
=40.26 %

Standard Chartered Bank Kenya's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=5092.228/10034.43
=50.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 50.75% mean?
Standard Chartered Bank Kenya (NAI:SCBK) has a Pretax Margin % of 50.75% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Standard Chartered Bank Kenya and its competitors. This is 15% above median its historical median of 44.05. Over the past decade, Standard Chartered Bank Kenya's Pretax Margin % has ranged from 27.66 to 55.81. According to the industry distribution chart, Standard Chartered Bank Kenya ranks #647 out of 1528 companies in the Banks industry, placing it in the top 42.3%.
Is Standard Chartered Bank Kenya's Pretax Margin % too high?
Standard Chartered Bank Kenya's current Pretax Margin % of 50.75% is 15% above median its 10-year median of 44.05. Over the past 10 years, this metric has ranged from a low of 27.66 to a high of 55.81. The Banks industry median Pretax Margin % is 34.72. Standard Chartered Bank Kenya's value of 50.75% is 46.2% above this industry median. Based on the distribution chart, Standard Chartered Bank Kenya ranks #647 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank Kenya has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Kenya's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank Kenya ranks #647 out of 1528 companies for Pretax Margin %. This puts Standard Chartered Bank Kenya in the upper half of its industry. The industry median Pretax Margin % is 34.72. Standard Chartered Bank Kenya's value of 50.75% is 46.2% above this benchmark. Historically, Standard Chartered Bank Kenya's own Pretax Margin % has ranged from 27.66 to 55.81 over the past decade. While the company's 10-year median is 44.05 vs. the industry median of 34.72, Standard Chartered Bank Kenya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank Kenya's current Pretax Margin % of 50.75% is 46.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Standard Chartered Bank Kenya and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Kenya's current Pretax Margin % is 50.75%, which is 15% above median its own 10-year median of 44.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya (NAI:SCBK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES202.10, compared to a current price of KES334.00 — trading 65.3% above its estimated fair value. The current Pretax Margin % is 50.75%, which is 15% above median its 10-year median of 44.05 and 46.2% above the Banks industry median of 34.72. Standard Chartered Bank Kenya's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Standard Chartered Bank Kenya (NAI:SCBK), the current Pretax Margin % is 50.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Kenya (NAI:SCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Kenya stock appears to be overvalued. The current stock price of KES334.00 is trading 65.3% above its estimated GF Value™ of KES202.10. GuruFocus considers Standard Chartered Bank Kenya to be Significantly Overvalued.

Key valuation signals for NAI:SCBK:

  • Pretax Margin %: 50.75% (15% above median its 10-year median of 44.05)
  • GF Value™: KES202.10 vs. price of KES334.00 (65.3% above fair value)
  • GF Score™: 82/100 with 7 warning signs
  • Industry Position: 46.2% above the Banks median (#647 of 1528)

No single metric tells the full story. See the NAI:SCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank Kenya Business Description

Address 48 Westlands Road, P.O. Box 30003, Nairobi, KEN, 00100
Standard Chartered Bank Kenya Ltd offers a variety of local and foreign currency banking solutions to meet its clients' transactional, borrowing, and investment needs. It has a diversified portfolio cutting across select sectors that include business services, manufacturing, wholesale and retail trade, transport and communication, real estate, agriculture, energy, and water. The company's segments are mainly Corporate and Investment Banking; Wealth and Retail Banking; Central and Other items.
82GF Score

Get the complete analysis for NAI:SCBK

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES334.00
Price
KES202.10
GF Value