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Standard Chartered Bank KenyaNAI:SCBK -0.30%83 5-Year Yield-on-Cost % is 47.99 as of Aug. 02, 2026, which is 10% below its 10-year median of 53.40. GuruFocus rates NAI:SCBK with a GF Score™ of 83/100 and a GF Value™ of KES202.75 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, Standard Chartered Bank Kenya ranks better than 99.12% on this metric.
Standard Chartered Bank Kenya (NAI:SCBK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Standard Chartered Bank Kenya 5-Year Yield-on-Cost % Related Terms
Standard Chartered Bank Kenya 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank Kenya's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank Kenya 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank Kenya's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank Kenya's 5-Year Yield-on-Cost % falls into.
Standard Chartered Bank Kenya 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Standard Chartered Bank Kenya (NAI:SCBK) has a 5-Year Yield-on-Cost % of 47.99 as of Aug. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Standard Chartered Bank Kenya and its competitors. This is 10% below median its historical median of 53.40. Over the past decade, Standard Chartered Bank Kenya's 5-Year Yield-on-Cost % has ranged from 22.13 to 91.84. According to the industry distribution chart, Standard Chartered Bank Kenya ranks #11 out of 1251 companies in the Banks industry, placing it in the top 0.90000000000001%.
Is Standard Chartered Bank Kenya's 5-Year Yield-on-Cost % too high?
Standard Chartered Bank Kenya's current 5-Year Yield-on-Cost % of 47.99 is 10% below median its 10-year median of 53.40. Over the past 10 years, this metric has ranged from a low of 22.13 to a high of 91.84. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Standard Chartered Bank Kenya's value of 47.99 is 1149.7% above this industry median. Based on the distribution chart, Standard Chartered Bank Kenya ranks #11 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank Kenya has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Kenya's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank Kenya ranks #11 out of 1251 companies for 5-Year Yield-on-Cost %. This places Standard Chartered Bank Kenya in the top 1% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. Standard Chartered Bank Kenya's value of 47.99 is 1149.7% above this benchmark. Historically, Standard Chartered Bank Kenya's own 5-Year Yield-on-Cost % has ranged from 22.13 to 91.84 over the past decade. While the company's 10-year median is 53.40 vs. the industry median of 3.84, Standard Chartered Bank Kenya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank Kenya's current 5-Year Yield-on-Cost % of 47.99 is 1149.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Standard Chartered Bank Kenya and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Kenya's current 5-Year Yield-on-Cost % is 47.99, which is 10% below median its own 10-year median of 53.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya (NAI:SCBK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES202.75, compared to a current price of KES337.75 — trading 66.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 47.99, which is 10% below median its 10-year median of 53.40 and 1149.7% above the Banks industry median of 3.84. Standard Chartered Bank Kenya's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Standard Chartered Bank Kenya (NAI:SCBK), the current 5-Year Yield-on-Cost % is 47.99 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank Kenya (NAI:SCBK) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya stock appears to be overvalued.
The current stock price of KES337.75 is trading 66.6% above its estimated GF Value™ of KES202.75.
GuruFocus considers Standard Chartered Bank Kenya to be Significantly Overvalued.
Key valuation signals for NAI:SCBK:
5-Year Yield-on-Cost %: 47.99 (10% below median its 10-year median of 53.40)
GF Value™: KES202.75 vs. price of KES337.75 (66.6% above fair value)
Industry Position: 1149.7% above the Banks median (#11 of 1251)
No single metric tells the full story. See the NAI:SCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank Kenya Ltd offers a variety of local and foreign currency banking solutions to meet its clients' transactional, borrowing, and investment needs. It has a diversified portfolio cutting across select sectors that include business services, manufacturing, wholesale and retail trade, transport and communication, real estate, agriculture, energy, and water. The company's segments are mainly Corporate and Investment Banking; Wealth and Retail Banking; Central and Other items.
83GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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