Standard Chartered Bank Kenya (NAI:SCBK) Mohanram G-Score: 2 (As of Mar. 2026) — 50% Below Median


NAI:SCBK Standard Chartered Bank Kenya Ltd NAI:SCBK
82 GF Score
Price KES334.00
GF Value KES202.10
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Standard Chartered Bank Kenya Mohanram G-Score?

Standard Chartered Bank Kenya NAI:SCBK +0.60% 82 Mohanram G-Score is 2 as of Mar. 2026, which is 50% below its 10-year median of 4.00. GuruFocus rates NAI:SCBK with a GF Score™ of 82/100 and a GF Value™ of KES202.10 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Mohanram G-Score is a financial indicator developed by professor Partha Mohanram to help investors find the best investment opportunities in the growth stocks. Companies have higher G-score tends to generate higher return. According to his study, the best growth stocks that have a G-Score greater than 6 tend to beat the market, while those with a G-Score lower than 1 tend to have negative absolute returns.

Thus, the zones of discrimination were as such:

Good or high score = 6, 7, 8
Bad or low score = 0, 1

Standard Chartered Bank Kenya has an G-score of 2.

The historical rank and industry rank for Standard Chartered Bank Kenya's Mohanram G-Score or its related term are showing as below:

NAI:SCBK' s Mohanram G-Score Range Over the Past 10 Years
Min: 2   Med: 4   Max: 7
Current: 2

During the past 13 years, the highest Piotroski G-score of Standard Chartered Bank Kenya was 7. The lowest was 2. And the median was 4.

Standard Chartered Bank Kenya  (NAI:SCBK) Mohanram G-Score Explanation

Partha Mohanram is the John H. Watson Chair in Value Investing at Rotman and the Acting Vice-Dean of Research Strategy and Resources.

In 2000, he wrote a research paper called "Separating Winners from Losers Among Low Book-to-Market Stocks Using Financial Statement Analysis".

This paper tests whether a strategy based on financial statement analysis of low book-to-market (growth) stocks is successful in differentiating between winners and losers in terms of future stock performance. Based on the research, a strategy based on buying high G-score (6, 7 or 8) firms and shorting low G-score (0 or 1) firms consistently earns significant excess returns. Further, the results do not support a risk based explanation for the book-to-market effect as the strategy returns positive returns in all years, and firms that ex-ante appear less risky have better future returns.

To conclude, one can use a modified fundamental analysis strategy (G-score) to identify mispricing and earn substantial abnormal returns.


Standard Chartered Bank Kenya Mohanram G-Score Related Terms


Standard Chartered Bank Kenya Mohanram G-Score Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank Kenya's Mohanram G-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Kenya Mohanram G-Score Chart

Standard Chartered Bank Kenya Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Mohanram G-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.00 6.00 6.00 4.00 2.00

Standard Chartered Bank Kenya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Mohanram G-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A 2.00 N/A

Standard Chartered Bank Kenya Mohanram G-Score Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Kenya's Mohanram G-Score, along with its competitors' market caps and Mohanram G-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank Kenya Mohanram G-Score vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Kenya's Mohanram G-Score distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Kenya's Mohanram G-Score falls into.


NAI:SCBK
82GF Score
Standard Chartered Bank Kenya Ltd NAI:SCBK
Mohanram G-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank Kenya Mohanram G-Score Calculation

The calculation of the Mohanram G-score consists of eight criteria. Assign one point for each criterion met, then add up all the points to get the G-Score.

Profitability

Question 1. Return on Assets (ROA)

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. It measures how well a company uses its asset to generate earnings.

Score 1 if ROA > ROA Industry Median, 0 otherwise.

Question 2. Cash ROA

Cash ROA equals to Cash Flow from Operations divided by average Total Assets. It measures how well a company uses its asset to generate cash.

Score 1 if Cash ROA > Cash ROA Industry Median, 0 otherwise.

Question 3. CFO and Net Income

Score 1 if CFO > Net Income, 0 otherwise.

Earnings Predictability

Question 4. Earnings Variability

Earnings Variability is measured as the variance of a firm's ROA in the past five years.

Score 1 if Earnings Variability < Earnings Variability Industry Median, 0 otherwise.

Question 5. Sales Growth Variability

Sales Growth Variability is measured as the 5-year variance in sales growth.

Score 1 if Sales Growth Variability < Sales Growth Variability Industry Median, 0 otherwise.

Accounting Conservatism

Question 6. Research & Development Intensity

Research & Development Intensity is calcualted by Research & Development divided by the beginning Total Assets.

Score 1 if Research & Development Intensity > Research & Development Intensity Industry Median, 0 otherwise.

Question 7. CAPEX Intensity

CAPEX Intensity is calcualted by Capital Expenditure divided by the beginning Total Assets.

Score 1 if CAPEX Intensity > CAPEX Intensity Industry Median, 0 otherwise.

Question 8. Advertising Expenditure Intensity

Advertising Expenditure Intensity is calcualted by Advertising Expenditure divided by the beginning Total Assets. Note that Advertising Expenditure is not reported as a seperate line item for many companies, thus Selling, General, & Admin. Expense is used in this calculation.

Score 1 if Advertising Expenditure Intensity > Advertising Expenditure Intensity Industry Median, 0 otherwise.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note that all the Industry Median used for comparison in his original research, are substituted with Sector Median due to the limitation of data within certain countries.

Good or high score = 6, 7, 8
Bad or low score = 0, 1

Standard Chartered Bank Kenya has an G-score of 2.

Frequently Asked Questions Learn more about Mohanram G-Score →
What does a Mohanram G-Score of 2 mean?
Standard Chartered Bank Kenya (NAI:SCBK) has a Mohanram G-Score of 2 as of Mar. 2026. G-Score is a financial indicator developed by professor Partha Mohanram to help investors find the best investment opportunities in the growth stocks. View historical data on Standard Chartered Bank Kenya and its competitors. This is 50% below median its historical median of 4.00. Over the past decade, Standard Chartered Bank Kenya's Mohanram G-Score has ranged from 2.00 to 7.00.
Is Standard Chartered Bank Kenya's Mohanram G-Score too high?
Standard Chartered Bank Kenya's current Mohanram G-Score of 2 is 50% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 7.00. Overall, Standard Chartered Bank Kenya has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Kenya's Mohanram G-Score compare to competitors?
Standard Chartered Bank Kenya's Mohanram G-Score of 2 can be compared against companies in the Banks industry. Historically, Standard Chartered Bank Kenya's own Mohanram G-Score has ranged from 2.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Mohanram G-Score for a Banks company?
A good Mohanram G-Score depends on the Banks industry context. However, Mohanram G-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Mohanram G-Score mean?
A high Mohanram G-Score can signal that a stock is expensive relative to its fundamentals. G-Score is a financial indicator developed by professor Partha Mohanram to help investors find the best investment opportunities in the growth stocks. View historical data on Standard Chartered Bank Kenya and its competitors. Standard Chartered Bank Kenya's current Mohanram G-Score is 2, which is 50% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya (NAI:SCBK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES202.10, compared to a current price of KES334.00 — trading 65.3% above its estimated fair value. The current Mohanram G-Score is 2, which is 50% below median its 10-year median of 4.00. Standard Chartered Bank Kenya's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Mohanram G-Score calculated?
Mohanram G-Score is calculated from a company's financial statements. For Standard Chartered Bank Kenya (NAI:SCBK), the current Mohanram G-Score is 2 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Kenya (NAI:SCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Kenya stock appears to be overvalued. The current stock price of KES334.00 is trading 65.3% above its estimated GF Value™ of KES202.10. GuruFocus considers Standard Chartered Bank Kenya to be Significantly Overvalued.

Key valuation signals for NAI:SCBK:

  • Mohanram G-Score: 2 (50% below median its 10-year median of 4.00)
  • GF Value™: KES202.10 vs. price of KES334.00 (65.3% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the NAI:SCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank Kenya Business Description

Address 48 Westlands Road, P.O. Box 30003, Nairobi, KEN, 00100
Standard Chartered Bank Kenya Ltd offers a variety of local and foreign currency banking solutions to meet its clients' transactional, borrowing, and investment needs. It has a diversified portfolio cutting across select sectors that include business services, manufacturing, wholesale and retail trade, transport and communication, real estate, agriculture, energy, and water. The company's segments are mainly Corporate and Investment Banking; Wealth and Retail Banking; Central and Other items.
82GF Score

Get the complete analysis for NAI:SCBK

Mohanram G-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES334.00
Price
KES202.10
GF Value