Standard Chartered Bank Kenya (NAI:SCBK) Net Debt Paydown Yield % : -0.21% (As of Jul. 20, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:SCBK Standard Chartered Bank Kenya Ltd NAI:SCBK
82 GF Score
Price KES337.00
GF Value KES202.49
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Chartered Bank Kenya Net Debt Paydown Yield %?

Standard Chartered Bank Kenya NAI:SCBK -0.44% 82 Net Debt Paydown Yield % is -0.21% as of Jul. 20, 2026. GuruFocus rates NAI:SCBK with a GF Score™ of 82/100 and a GF Value™ of KES202.49 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,418 Banks companies, Standard Chartered Bank Kenya ranks better than 54.58% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Standard Chartered Bank Kenya's Net Debt Paydown Yield % was -0.21%.


Standard Chartered Bank Kenya  (NAI:SCBK) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Standard Chartered Bank Kenya Net Debt Paydown Yield % Related Terms


Standard Chartered Bank Kenya Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank Kenya's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Kenya Net Debt Paydown Yield % Chart

Standard Chartered Bank Kenya Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.35 -19.67 13.35 2.64 -0.24

Standard Chartered Bank Kenya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.47 2.46 2.60 -0.24 -0.21

Standard Chartered Bank Kenya Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Kenya's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank Kenya Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Kenya's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Kenya's Net Debt Paydown Yield % falls into.


NAI:SCBK
82GF Score
Standard Chartered Bank Kenya Ltd NAI:SCBK
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank Kenya Net Debt Paydown Yield % Calculation

Standard Chartered Bank Kenya's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 658.71-926.14 )/124785.29275
=-0.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.21% mean?
Standard Chartered Bank Kenya (NAI:SCBK) has a Net Debt Paydown Yield % of -0.21% as of Jul. 20, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Standard Chartered Bank Kenya and its competitors. According to the industry distribution chart, Standard Chartered Bank Kenya ranks #644 out of 1418 companies in the Banks industry, placing it in the top 45.4%.
Is Standard Chartered Bank Kenya's Net Debt Paydown Yield % too high?
Standard Chartered Bank Kenya's current Net Debt Paydown Yield % is -0.21%. Based on the distribution chart, Standard Chartered Bank Kenya ranks #644 out of 1418 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank Kenya has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Kenya's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank Kenya ranks #644 out of 1418 companies for Net Debt Paydown Yield %. This puts Standard Chartered Bank Kenya in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Standard Chartered Bank Kenya and its competitors. Standard Chartered Bank Kenya's current Net Debt Paydown Yield % is -0.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya (NAI:SCBK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES202.49, compared to a current price of KES337.00 — trading 66.4% above its estimated fair value. The current Net Debt Paydown Yield % is -0.21%. Standard Chartered Bank Kenya's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Standard Chartered Bank Kenya (NAI:SCBK), the current Net Debt Paydown Yield % is -0.21% as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Kenya (NAI:SCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Kenya stock appears to be overvalued. The current stock price of KES337.00 is trading 66.4% above its estimated GF Value™ of KES202.49. GuruFocus considers Standard Chartered Bank Kenya to be Significantly Overvalued.

Key valuation signals for NAI:SCBK:

  • Net Debt Paydown Yield %: -0.21%
  • GF Value™: KES202.49 vs. price of KES337.00 (66.4% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the NAI:SCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank Kenya Business Description

Address 48 Westlands Road, P.O. Box 30003, Nairobi, KEN, 00100
Standard Chartered Bank Kenya Ltd offers a variety of local and foreign currency banking solutions to meet its clients' transactional, borrowing, and investment needs. It has a diversified portfolio cutting across select sectors that include business services, manufacturing, wholesale and retail trade, transport and communication, real estate, agriculture, energy, and water. The company's segments are mainly Corporate and Investment Banking; Wealth and Retail Banking; Central and Other items.
82GF Score

Get the complete analysis for NAI:SCBK

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES337.00
Price
KES202.49
GF Value