Standard Chartered Bank Kenya (NAI:SCBK) E10: KES32.06 (As of Mar. 2026)


NAI:SCBK Standard Chartered Bank Kenya Ltd NAI:SCBK
83 GF Score
Price KES334.75
GF Value KES201.97
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Chartered Bank Kenya E10?

Standard Chartered Bank Kenya NAI:SCBK 83 E10 is KES32.06 as of Mar. 2026. GuruFocus rates NAI:SCBK with a GF Score™ of 83/100 and a GF Value™ of KES201.97 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Standard Chartered Bank Kenya's adjusted earnings per share data for the three months ended in Mar. 2026 was KES9.360. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is KES32.06 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Standard Chartered Bank Kenya's average E10 Growth Rate was 4.50% per year. During the past 3 years, the average E10 Growth Rate was 6.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Standard Chartered Bank Kenya was 7.80% per year. The lowest was 6.80% per year. And the median was 7.30% per year.

As of today (2026-06-29), Standard Chartered Bank Kenya's current stock price is KES334.75. Standard Chartered Bank Kenya's E10 for the quarter that ended in Mar. 2026 was KES32.06. Standard Chartered Bank Kenya's Shiller PE Ratio of today is 10.44.

During the past 13 years, the highest Shiller PE Ratio of Standard Chartered Bank Kenya was 11.51. The lowest was 4.90. And the median was 6.32.


Standard Chartered Bank Kenya  (NAI:SCBK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Standard Chartered Bank Kenya's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=334.75/32.06
=10.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Standard Chartered Bank Kenya was 11.51. The lowest was 4.90. And the median was 6.32.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Standard Chartered Bank Kenya E10 Related Terms


Standard Chartered Bank Kenya E10 Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank Kenya's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank Kenya E10 Chart

Standard Chartered Bank Kenya Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.67 25.85 27.19 29.64 31.48

Standard Chartered Bank Kenya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.67 31.03 30.87 31.48 32.06

Standard Chartered Bank Kenya E10 Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank Kenya's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank Kenya Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank Kenya's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank Kenya's Shiller PE Ratio falls into.


NAI:SCBK
83GF Score
Standard Chartered Bank Kenya Ltd NAI:SCBK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank Kenya E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Standard Chartered Bank Kenya's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=9.36/330.2130*330.2130
=9.360

Current CPI (Mar. 2026) = 330.2130.

Standard Chartered Bank Kenya Quarterly Data

per share eps CPI Adj_EPS
201606 6.773 241.018 9.280
201609 6.627 241.428 9.064
201612 3.264 241.432 4.464
201703 5.436 243.801 7.363
201706 3.409 244.955 4.596
201709 3.400 246.819 4.549
201712 5.609 246.524 7.513
201803 4.755 249.554 6.292
201806 6.845 251.989 8.970
201809 4.755 252.439 6.220
201812 4.636 251.233 6.093
201903 6.264 254.202 8.137
201906 7.196 256.143 9.277
201909 2.690 256.759 3.460
201912 5.210 256.974 6.695
202003 5.209 258.115 6.664
202006 3.961 257.797 5.074
202009 1.960 260.280 2.487
202012 2.820 260.474 3.575
202103 6.220 264.877 7.754
202106 6.470 271.696 7.863
202109 3.800 274.310 4.574
202112 7.000 278.802 8.291
202203 6.870 287.504 7.891
202206 7.000 296.311 7.801
202209 8.740 296.808 9.724
202212 8.860 296.797 9.858
202303 10.550 301.836 11.542
202306 7.520 305.109 8.139
202309 7.370 307.789 7.907
202312 10.730 306.746 11.551
202403 14.420 312.332 15.246
202406 12.570 314.175 13.212
202409 14.610 315.301 15.301
202412 11.050 315.605 11.561
202503 12.750 319.799 13.165
202506 8.430 322.561 8.630
202509 4.390 324.800 4.463
202512 6.900 324.054 7.031
202603 9.360 330.213 9.360

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of KES32.06 mean?
Standard Chartered Bank Kenya (NAI:SCBK) has a E10 of KES32.06 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Standard Chartered Bank Kenya and its competitors.
Is Standard Chartered Bank Kenya's E10 too high?
Standard Chartered Bank Kenya's current E10 is KES32.06. Overall, Standard Chartered Bank Kenya has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Kenya's E10 compare to competitors?
Standard Chartered Bank Kenya's E10 of KES32.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Standard Chartered Bank Kenya and its competitors. Standard Chartered Bank Kenya's current E10 is KES32.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya (NAI:SCBK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES201.97, compared to a current price of KES334.75 — trading 65.7% above its estimated fair value. The current E10 is KES32.06. Standard Chartered Bank Kenya's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Standard Chartered Bank Kenya (NAI:SCBK), the current E10 is KES32.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Kenya (NAI:SCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Kenya stock appears to be overvalued. The current stock price of KES334.75 is trading 65.7% above its estimated GF Value™ of KES201.97. GuruFocus considers Standard Chartered Bank Kenya to be Significantly Overvalued.

Key valuation signals for NAI:SCBK:

  • E10: KES32.06
  • GF Value™: KES201.97 vs. price of KES334.75 (65.7% above fair value)
  • GF Score™: 83/100 with 7 warning signs

No single metric tells the full story. See the NAI:SCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank Kenya Business Description

Address 48 Westlands Road, P.O. Box 30003, Nairobi, KEN, 00100
Standard Chartered Bank Kenya Ltd offers a variety of local and foreign currency banking solutions to meet its clients' transactional, borrowing, and investment needs. It has a diversified portfolio cutting across select sectors that include business services, manufacturing, wholesale and retail trade, transport and communication, real estate, agriculture, energy, and water. The company's segments are mainly Corporate and Investment Banking; Wealth and Retail Banking; Central and Other items.
83GF Score

Get the complete analysis for NAI:SCBK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES334.75
Price
KES201.97
GF Value