Standard Chartered Bank Kenya (NAI:SCBK) Scaled Net Operating Assets: 0.07 (As of Mar. 2026)


NAI:SCBK Standard Chartered Bank Kenya Ltd NAI:SCBK
82 GF Score
Price KES339.00
GF Value KES202.14
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Chartered Bank Kenya Scaled Net Operating Assets?

Standard Chartered Bank Kenya NAI:SCBK +1.50% 82 Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus rates NAI:SCBK with a GF Score™ of 82/100 and a GF Value™ of KES202.14 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Standard Chartered Bank Kenya's operating assets for the quarter that ended in Mar. 2026 was KES370,042 Mil. Standard Chartered Bank Kenya's operating liabilities for the quarter that ended in Mar. 2026 was KES343,441 Mil. Standard Chartered Bank Kenya's Total Assets for the quarter that ended in Dec. 2025 was KES363,492 Mil. Therefore, Standard Chartered Bank Kenya's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.07.

NAI:SCBK
82GF Score
Standard Chartered Bank Kenya Ltd NAI:SCBK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank Kenya Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Standard Chartered Bank Kenya's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(351920.514-296245.238)/384574.089
=0.14

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=363491.556 - 11571.042
=351920.514

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=297171.375 - 926.137 - 0
=296245.238

Standard Chartered Bank Kenya's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(370042.271-343441.494)/363491.556
=0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=413266.247 - 43223.976
=370042.271

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=343441.494 - 0 - 0
=343441.494

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.07 mean?
Standard Chartered Bank Kenya (NAI:SCBK) has a Scaled Net Operating Assets of 0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Standard Chartered Bank Kenya and its competitors.
Is Standard Chartered Bank Kenya's Scaled Net Operating Assets too high?
Standard Chartered Bank Kenya's current Scaled Net Operating Assets is 0.07. Overall, Standard Chartered Bank Kenya has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Kenya's Scaled Net Operating Assets compare to competitors?
Standard Chartered Bank Kenya's Scaled Net Operating Assets of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Standard Chartered Bank Kenya and its competitors. Standard Chartered Bank Kenya's current Scaled Net Operating Assets is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya (NAI:SCBK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES202.14, compared to a current price of KES339.00 — trading 67.7% above its estimated fair value. The current Scaled Net Operating Assets is 0.07. Standard Chartered Bank Kenya's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Standard Chartered Bank Kenya (NAI:SCBK), the current Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank Kenya (NAI:SCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank Kenya stock appears to be overvalued. The current stock price of KES339.00 is trading 67.7% above its estimated GF Value™ of KES202.14. GuruFocus considers Standard Chartered Bank Kenya to be Significantly Overvalued.

Key valuation signals for NAI:SCBK:

  • Scaled Net Operating Assets: 0.07
  • GF Value™: KES202.14 vs. price of KES339.00 (67.7% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the NAI:SCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Bank Kenya Business Description

Address 48 Westlands Road, P.O. Box 30003, Nairobi, KEN, 00100
Standard Chartered Bank Kenya Ltd offers a variety of local and foreign currency banking solutions to meet its clients' transactional, borrowing, and investment needs. It has a diversified portfolio cutting across select sectors that include business services, manufacturing, wholesale and retail trade, transport and communication, real estate, agriculture, energy, and water. The company's segments are mainly Corporate and Investment Banking; Wealth and Retail Banking; Central and Other items.
82GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES339.00
Price
KES202.14
GF Value