What is Standard Chartered Bank Kenya Net Margin %?
Standard Chartered Bank KenyaNAI:SCBK 82 Net Margin % is 35.67% as of Mar. 2026, which is 16% above its 10-year median of 30.84. GuruFocus rates NAI:SCBK with a GF Score™ of 82/100 and a GF Value™ of KES201.97 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,527 Banks companies, Standard Chartered Bank Kenya ranks better than 53.44% on this metric.
The historical rank and industry rank for Standard Chartered Bank Kenya's Net Margin % or its related term are showing as below:
NAI:SCBK'
s Net Margin % Range Over the Past 10 Years
Min: 20.34 Med: 30.84 Max: 39.69
Current: 27.72
NAI:SCBK's Net Margin % is ranked better than 53.44% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs NAI:SCBK: 27.72
Standard Chartered Bank Kenya (NAI:SCBK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Standard Chartered Bank Kenya Net Margin % Related Terms
Standard Chartered Bank Kenya Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank Kenya Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank Kenya's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank Kenya Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank Kenya's Net Margin % distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank Kenya's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank Kenya (NAI:SCBK) has a Net Margin % of 35.67% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Standard Chartered Bank Kenya and its competitors. This is 16% above median its historical median of 30.84. Over the past decade, Standard Chartered Bank Kenya's Net Margin % has ranged from 20.34 to 39.69. According to the industry distribution chart, Standard Chartered Bank Kenya ranks #711 out of 1527 companies in the Banks industry, placing it in the top 46.6%.
Is Standard Chartered Bank Kenya's Net Margin % too high?
Standard Chartered Bank Kenya's current Net Margin % of 35.67% is 16% above median its 10-year median of 30.84. Over the past 10 years, this metric has ranged from a low of 20.34 to a high of 39.69. The Banks industry median Net Margin % is 26.95. Standard Chartered Bank Kenya's value of 35.67% is 32.4% above this industry median. Based on the distribution chart, Standard Chartered Bank Kenya ranks #711 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank Kenya has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Kenya's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank Kenya ranks #711 out of 1527 companies for Net Margin %. This puts Standard Chartered Bank Kenya in the upper half of its industry. The industry median Net Margin % is 26.95. Standard Chartered Bank Kenya's value of 35.67% is 32.4% above this benchmark. Historically, Standard Chartered Bank Kenya's own Net Margin % has ranged from 20.34 to 39.69 over the past decade. While the company's 10-year median is 30.84 vs. the industry median of 26.95, Standard Chartered Bank Kenya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank Kenya's current Net Margin % of 35.67% is 32.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Standard Chartered Bank Kenya and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Kenya's current Net Margin % is 35.67%, which is 16% above median its own 10-year median of 30.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya (NAI:SCBK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES201.97, compared to a current price of KES334.75 — trading 65.7% above its estimated fair value. The current Net Margin % is 35.67%, which is 16% above median its 10-year median of 30.84 and 32.4% above the Banks industry median of 26.95. Standard Chartered Bank Kenya's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Standard Chartered Bank Kenya (NAI:SCBK), the current Net Margin % is 35.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank Kenya (NAI:SCBK) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya stock appears to be overvalued.
The current stock price of KES334.75 is trading 65.7% above its estimated GF Value™ of KES201.97.
GuruFocus considers Standard Chartered Bank Kenya to be Significantly Overvalued.
Key valuation signals for NAI:SCBK:
Net Margin %: 35.67% (16% above median its 10-year median of 30.84)
GF Value™: KES201.97 vs. price of KES334.75 (65.7% above fair value)
Industry Position: 32.4% above the Banks median (#711 of 1527)
No single metric tells the full story. See the NAI:SCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank Kenya Business Description
Standard Chartered Bank Kenya Ltd offers a variety of local and foreign currency banking solutions to meet its clients' transactional, borrowing, and investment needs. It has a diversified portfolio cutting across select sectors that include business services, manufacturing, wholesale and retail trade, transport and communication, real estate, agriculture, energy, and water. The company's segments are mainly Corporate and Investment Banking; Wealth and Retail Banking; Central and Other items.
82GF Score
Get the complete analysis for NAI:SCBK
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NAI:SCBK has been successfully added to your 
