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Standard Chartered Bank KenyaNAI:SCBK -0.75%84 Return-on-Tangible-Equity is 20.61% as of Jun. 2026, which is 8% above its 10-year median of 19.07. GuruFocus rates NAI:SCBK with a GF Score™ of 84/100 and a GF Value™ of KES222.85 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,515 Banks companies, Standard Chartered Bank Kenya ranks better than 86.14% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Standard Chartered Bank Kenya's annualized net income for the quarter that ended in Jun. 2026 was KES12,588 Mil. Standard Chartered Bank Kenya's average shareholder tangible equity for the quarter that ended in Jun. 2026 was KES61,074 Mil. Therefore, Standard Chartered Bank Kenya's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 20.61%.
The historical rank and industry rank for Standard Chartered Bank Kenya's Return-on-Tangible-Equity or its related term are showing as below:
NAI:SCBK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 11.71 Med: 19.07 Max: 32.68
Current: 18.38
During the past 13 years, Standard Chartered Bank Kenya's highest Return-on-Tangible-Equity was 32.68%. The lowest was 11.71%. And the median was 19.07%.
NAI:SCBK's Return-on-Tangible-Equity is ranked better than 86.14% of 1515
companies
in the Banks industry
Industry Median: 11.46
vs NAI:SCBK: 18.38
Standard Chartered Bank Kenya (NAI:SCBK) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Standard Chartered Bank Kenya Return-on-Tangible-Equity Related Terms
Standard Chartered Bank Kenya Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank Kenya Return-on-Tangible-Equity Chart
Standard Chartered Bank Kenya Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank Kenya's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank Kenya Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank Kenya's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank Kenya's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 20.61% mean?
Standard Chartered Bank Kenya (NAI:SCBK) has a Return-on-Tangible-Equity of 20.61% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Standard Chartered Bank Kenya and its competitors. This is near median its historical median of 19.07. Over the past decade, Standard Chartered Bank Kenya's Return-on-Tangible-Equity has ranged from 11.71 to 32.68. According to the industry distribution chart, Standard Chartered Bank Kenya ranks #210 out of 1515 companies in the Banks industry, placing it in the top 13.9%.
Is Standard Chartered Bank Kenya's Return-on-Tangible-Equity too high?
Standard Chartered Bank Kenya's current Return-on-Tangible-Equity of 20.61% is near median its 10-year median of 19.07. Over the past 10 years, this metric has ranged from a low of 11.71 to a high of 32.68. The Banks industry median Return-on-Tangible-Equity is 11.46. Standard Chartered Bank Kenya's value of 20.61% is 79.8% above this industry median. Based on the distribution chart, Standard Chartered Bank Kenya ranks #210 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank Kenya has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Kenya's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank Kenya ranks #210 out of 1515 companies for Return-on-Tangible-Equity. This places Standard Chartered Bank Kenya in the top 14% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.46. Standard Chartered Bank Kenya's value of 20.61% is 79.8% above this benchmark. Historically, Standard Chartered Bank Kenya's own Return-on-Tangible-Equity has ranged from 11.71 to 32.68 over the past decade. While the company's 10-year median is 19.07 vs. the industry median of 11.46, Standard Chartered Bank Kenya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.46, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank Kenya's current Return-on-Tangible-Equity of 20.61% is 79.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Standard Chartered Bank Kenya and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Kenya's current Return-on-Tangible-Equity is 20.61%, which is near median its own 10-year median of 19.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya (NAI:SCBK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES222.85, compared to a current price of KES332.00 — trading 49% above its estimated fair value. The current Return-on-Tangible-Equity is 20.61%, which is near median its 10-year median of 19.07 and 79.8% above the Banks industry median of 11.46. Standard Chartered Bank Kenya's overall GF Score™ is 84/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Standard Chartered Bank Kenya (NAI:SCBK), the current Return-on-Tangible-Equity is 20.61% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank Kenya (NAI:SCBK) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya stock appears to be overvalued.
The current stock price of KES332.00 is trading 49% above its estimated GF Value™ of KES222.85.
GuruFocus considers Standard Chartered Bank Kenya to be Significantly Overvalued.
Key valuation signals for NAI:SCBK:
Return-on-Tangible-Equity: 20.61% (near median its 10-year median of 19.07)
GF Value™: KES222.85 vs. price of KES332.00 (49% above fair value)
Industry Position: 79.8% above the Banks median (#210 of 1515)
No single metric tells the full story. See the NAI:SCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank Kenya Ltd offers a variety of local and foreign currency banking solutions to meet its clients' transactional, borrowing, and investment needs. It has a diversified portfolio cutting across select sectors that include business services, manufacturing, wholesale and retail trade, transport and communication, real estate, agriculture, energy, and water. The company's segments are mainly Corporate and Investment Banking; Wealth and Retail Banking; Central and Other items.
84GF Score
Get the complete analysis for NAI:SCBK
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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