Standard Chartered Bank KenyaNAI:SCBK 83 ROE % is 21.03% as of Mar. 2026, which is 18% above its 10-year median of 17.78. GuruFocus rates NAI:SCBK with a GF Score™ of 83/100 and a GF Value™ of KES201.97 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,527 Banks companies, Standard Chartered Bank Kenya ranks better than 85.13% on this metric.
The historical rank and industry rank for Standard Chartered Bank Kenya's ROE % or its related term are showing as below:
NAI:SCBK'
s ROE % Range Over the Past 10 Years
Min: 11.03 Med: 17.78 Max: 30.1
Current: 16.33
During the past 13 years, Standard Chartered Bank Kenya's highest ROE % was 30.10%. The lowest was 11.03%. And the median was 17.78%.
NAI:SCBK's ROE % is ranked better than 85.13% of 1527
companies
in the Banks industry
Industry Median: 10.23
vs NAI:SCBK: 16.33
Standard Chartered Bank Kenya (NAI:SCBK) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Standard Chartered Bank Kenya ROE % Related Terms
Standard Chartered Bank Kenya ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank Kenya ROE % Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank Kenya's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank Kenya ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank Kenya's ROE % distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank Kenya's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Standard Chartered Bank Kenya (NAI:SCBK) has a ROE % of 21.03% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Standard Chartered Bank Kenya and its competitors. This is 18% above median its historical median of 17.78. Over the past decade, Standard Chartered Bank Kenya's ROE % has ranged from 11.03 to 30.10. According to the industry distribution chart, Standard Chartered Bank Kenya ranks #227 out of 1527 companies in the Banks industry, placing it in the top 14.9%.
Is Standard Chartered Bank Kenya's ROE % too high?
Standard Chartered Bank Kenya's current ROE % of 21.03% is 18% above median its 10-year median of 17.78. Over the past 10 years, this metric has ranged from a low of 11.03 to a high of 30.10. The Banks industry median ROE % is 10.23. Standard Chartered Bank Kenya's value of 21.03% is 105.6% above this industry median. Based on the distribution chart, Standard Chartered Bank Kenya ranks #227 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank Kenya has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank Kenya's ROE % compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank Kenya ranks #227 out of 1527 companies for ROE %. This places Standard Chartered Bank Kenya in the top 15% of its industry — outperforming the majority of peers. The industry median ROE % is 10.23. Standard Chartered Bank Kenya's value of 21.03% is 105.6% above this benchmark. Historically, Standard Chartered Bank Kenya's own ROE % has ranged from 11.03 to 30.10 over the past decade. While the company's 10-year median is 17.78 vs. the industry median of 10.23, Standard Chartered Bank Kenya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank Kenya's current ROE % of 21.03% is 105.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Standard Chartered Bank Kenya and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank Kenya's current ROE % is 21.03%, which is 18% above median its own 10-year median of 17.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya (NAI:SCBK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES201.97, compared to a current price of KES334.75 — trading 65.7% above its estimated fair value. The current ROE % is 21.03%, which is 18% above median its 10-year median of 17.78 and 105.6% above the Banks industry median of 10.23. Standard Chartered Bank Kenya's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Standard Chartered Bank Kenya (NAI:SCBK), the current ROE % is 21.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank Kenya (NAI:SCBK) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank Kenya stock appears to be overvalued.
The current stock price of KES334.75 is trading 65.7% above its estimated GF Value™ of KES201.97.
GuruFocus considers Standard Chartered Bank Kenya to be Significantly Overvalued.
Key valuation signals for NAI:SCBK:
ROE %: 21.03% (18% above median its 10-year median of 17.78)
GF Value™: KES201.97 vs. price of KES334.75 (65.7% above fair value)
Industry Position: 105.6% above the Banks median (#227 of 1527)
No single metric tells the full story. See the NAI:SCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank Kenya Business Description
Standard Chartered Bank Kenya Ltd offers a variety of local and foreign currency banking solutions to meet its clients' transactional, borrowing, and investment needs. It has a diversified portfolio cutting across select sectors that include business services, manufacturing, wholesale and retail trade, transport and communication, real estate, agriculture, energy, and water. The company's segments are mainly Corporate and Investment Banking; Wealth and Retail Banking; Central and Other items.
83GF Score
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