RC (Ready Capital) Net Loan: $4,528.10 Mil (As of Mar. 2026)

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RC Ready Capital Corp RC
31 GF Score
Price $1.48
! 2 Warning Signs
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What is Ready Capital Net Loan?

Ready Capital RC -2.63% 31 Net Loan is $4,528.10 Mil as of Mar. 2026. GuruFocus rates RC with a GF Score™ of 31/100. The stock has 2 warning signs investors should review.

Ready Capital's quarterly net loan declined from Sep. 2025 ($6,480.78 Mil) to Dec. 2025 ($5,905.30 Mil) and declined from Dec. 2025 ($5,905.30 Mil) to Mar. 2026 ($4,528.10 Mil).

Ready Capital's annual net loan declined from Dec. 2023 ($10,713.08 Mil) to Dec. 2024 ($5,905.30 Mil) and declined from Dec. 2024 ($5,905.30 Mil) to Dec. 2025 ($4,528.10 Mil).

Ready Capital Net Loan Historical Data

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The historical data trend for Ready Capital's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ready Capital Net Loan Chart

Ready Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,432.84 3,882.52 10,713.08 8,549.84 5,905.30

Ready Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,383.22 7,895.64 6,480.78 5,905.30 4,528.10
RC
31GF Score
Ready Capital Corp RC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Ready Capital Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $4,528.10 Mil mean?
Ready Capital (RC) has a Net Loan of $4,528.10 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Ready Capital and its competitors.
Is Ready Capital's Net Loan too high?
Ready Capital's current Net Loan is $4,528.10 Mil. Overall, Ready Capital has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's Net Loan compare to NREF and MITT?
Ready Capital's Net Loan of $4,528.10 Mil can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a REITs company?
A good Net Loan depends on the REITs industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Ready Capital and its competitors. Ready Capital's current Net Loan is $4,528.10 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Ready Capital (RC) has a current Net Loan of $4,528.10 Mil. The current Net Loan is $4,528.10 Mil. Ready Capital's overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Ready Capital (RC), the current Net Loan is $4,528.10 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ready Capital Business Description

Industry Real EstateREITs
Other Exchanges RCpC.PFD:USA0SZ:Germany
Address 1251 Avenue of the Americas, 50th Floor, New York, NY, USA, 10020
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
31GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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