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Ready CapitalRC +6.99%31 Equity-to-Asset is 0.21 as of Mar. 2026, which is 11% above its 10-year median of 0.19. GuruFocus rates RC with a GF Score™ of 31/100. The stock has 2 warning signs investors should review. Among 926 REITs companies, Ready Capital ranks worse than 92.98% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Ready Capital's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $1,339.53 Mil. Ready Capital's Total Assets for the quarter that ended in Mar. 2026 was $6,314.29 Mil.
Therefore, Ready Capital's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.21.
The historical rank and industry rank for Ready Capital's Equity-to-Asset or its related term are showing as below:
RC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13 Med: 0.19 Max: 0.28
Current: 0.21
During the past 13 years, the highest Equity to Asset Ratio of Ready Capital was 0.28. The lowest was 0.13. And the median was 0.19.
RC's Equity-to-Asset is ranked worse than 92.98% of 926
companies
in the REITs industry
Industry Median: 0.58
vs RC: 0.21
Ready Capital (NYSE:RC) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Ready Capital Equity-to-Asset Related Terms
Ready Capital Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Ready Capital's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RC vs REFI, ACRE, MITT: Equity-to-Asset Comparison
For the REIT - Mortgage subindustry, Ready Capital's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ready Capital Equity-to-Asset vs REITs Industry
For the REITs industry and Real Estate sector, Ready Capital's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Ready Capital's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Ready Capital's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ready Capital (RC) has a Equity-to-Asset of 0.21 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ready Capital and its competitors. This is 11% above median its historical median of 0.19. Over the past decade, Ready Capital's Equity-to-Asset has ranged from 0.13 to 0.28. According to the industry distribution chart, Ready Capital ranks #861 out of 926 companies in the REITs industry, placing it in the top 93%.
Is Ready Capital's Equity-to-Asset too high?
Ready Capital's current Equity-to-Asset of 0.21 is 11% above median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.28. The REITs industry median Equity-to-Asset is 0.58. Ready Capital's value of 0.21 is 63.8% below this industry median. Based on the distribution chart, Ready Capital ranks #861 out of 926 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Ready Capital has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's Equity-to-Asset compare to REFI and ACRE?
According to the REITs industry distribution chart, Ready Capital ranks #861 out of 926 companies for Equity-to-Asset. This places Ready Capital in the lower half of its industry. The industry median Equity-to-Asset is 0.58. Ready Capital's value of 0.21 is 63.8% below this benchmark. Historically, Ready Capital's own Equity-to-Asset has ranged from 0.13 to 0.28 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 0.58, Ready Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a REITs company?
The median Equity-to-Asset among REITs companies is 0.58, based on 926 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ready Capital's current Equity-to-Asset of 0.21 is 63.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ready Capital and its competitors. For the REITs industry, the median Equity-to-Asset is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ready Capital's current Equity-to-Asset is 0.21, which is 11% above median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Ready Capital (RC) has a current Equity-to-Asset of 0.21. The current Equity-to-Asset is 0.21, which is 11% above median its 10-year median of 0.19 and 63.8% below the REITs industry median of 0.58. Ready Capital's overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Ready Capital (RC), the current Equity-to-Asset is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
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