RC (Ready Capital) Short-Term Debt: $358.00 Mil (As of Mar. 2026)


RC Ready Capital Corp RC
26 GF Score
Price $1.66
GF Value $0.65
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Ready Capital Short-Term Debt?

Ready Capital RC -7.26% 26 Short-Term Debt is $358.00 Mil as of Mar. 2026. GuruFocus rates RC with a GF Score™ of 26/100 and a GF Value™ of $0.65 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Ready Capital's Short-Term Debt for the quarter that ended in Mar. 2026 was $358.00 Mil.

Ready Capital's quarterly Short-Term Debt declined from Sep. 2025 ($418.22 Mil) to Dec. 2025 ($385.12 Mil) and declined from Dec. 2025 ($385.12 Mil) to Mar. 2026 ($358.00 Mil).

Ready Capital's annual Short-Term Debt increased from Dec. 2023 ($149.92 Mil) to Dec. 2024 ($317.05 Mil) and increased from Dec. 2024 ($317.05 Mil) to Dec. 2025 ($385.12 Mil).

Ready Capital Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Ready Capital Short-Term Debt Related Terms

Ready Capital Short-Term Debt Historical Data

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The historical data trend for Ready Capital's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ready Capital Short-Term Debt Chart

Ready Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 471.88 334.47 149.92 317.05 385.12

Ready Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 288.16 370.74 418.22 385.12 358.00
RC
26GF Score
Ready Capital Corp RC
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $358.00 Mil mean?
Ready Capital (RC) has a Short-Term Debt of $358.00 Mil as of Mar. 2026.
Is Ready Capital's Short-Term Debt too high?
Ready Capital's current Short-Term Debt is $358.00 Mil. Overall, Ready Capital has a GF Score™ of 26/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's Short-Term Debt compare to NREF and MITT?
Ready Capital's Short-Term Debt of $358.00 Mil can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a REITs company?
A good Short-Term Debt depends on the REITs industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Ready Capital's current Short-Term Debt is $358.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Based on GuruFocus' analysis, Ready Capital (RC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.65, compared to a current price of $1.66 — trading 155.4% above its estimated fair value. The current Short-Term Debt is $358.00 Mil. Ready Capital's overall GF Score™ is 26/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Ready Capital (RC), the current Short-Term Debt is $358.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ready Capital (RC) Overvalued in 2026?

Based on GuruFocus' analysis, Ready Capital stock appears to be overvalued. The current stock price of $1.66 is trading 155.4% above its estimated GF Value™ of $0.65. GuruFocus considers Ready Capital to be Significantly Overvalued.

Key valuation signals for RC:

  • Short-Term Debt: $358.00 Mil
  • GF Value™: $0.65 vs. price of $1.66 (155.4% above fair value)
  • GF Score™: 26/100 with 2 warning signs

No single metric tells the full story. See the RC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ready Capital Business Description

Industry Real EstateREITs
Other Exchanges RCpC.PFD:USA0SZ:Germany
Address 1251 Avenue of the Americas, 50th Floor, New York, NY, USA, 10020
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
26GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.66
Price
$0.65
GF Value