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Ready CapitalRC -1.36%31 EV-to-OCF is 3.27 as of Jul. 28, 2026, which is 86% below its 10-year median of 23.44. GuruFocus rates RC with a GF Score™ of 31/100. The stock has 2 warning signs investors should review. Among 931 REITs companies, Ready Capital ranks better than 81.85% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Ready Capital's Enterprise Value is $2,984.09 Mil.
Ready Capital's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $913.84 Mil. Therefore, Ready Capital's EV-to-OCF for today is 3.27.
The historical rank and industry rank for Ready Capital's EV-to-OCF or its related term are showing as below:
RC'
s EV-to-OCF Range Over the Past 10 Years
Min: -459.25 Med: 23.44 Max: 339.61
Current: 3.27
During the past 13 years, the highest EV-to-OCF of Ready Capital was 339.61. The lowest was -459.25. And the median was 23.44.
RC's EV-to-OCF is ranked better than 81.85% of 931
companies
in the REITs industry
Industry Median: 18.37
vs RC: 3.27
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ready Capital's PE Ratio (TTM) for today is calculated as:
Ready Capital's share price for today is $1.45.
Ready Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-3.180.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Ready Capital EV-to-OCF Related Terms
Ready Capital EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Ready Capital's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Ready Capital's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ready Capital EV-to-OCF vs REITs Industry
For the REITs industry and Real Estate sector, Ready Capital's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Ready Capital's EV-to-OCF falls into.
Ready Capital's current Enterprise Value is $2,984.09 Mil.
Ready Capital's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $913.84 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ready Capital (RC) has a EV-to-OCF of 3.27 as of Jul. 28, 2026. This is 86% below median its historical median of 23.44. According to the industry distribution chart, Ready Capital ranks #169 out of 931 companies in the REITs industry, placing it in the top 18.2%.
Is Ready Capital's EV-to-OCF too high?
Ready Capital's current EV-to-OCF of 3.27 is 86% below median its 10-year median of 23.44. The REITs industry median EV-to-OCF is 18.37. Ready Capital's value of 3.27 is 82.2% below this industry median. Based on the distribution chart, Ready Capital ranks #169 out of 931 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Ready Capital has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's EV-to-OCF compare to REFI and ACRE?
According to the REITs industry distribution chart, Ready Capital ranks #169 out of 931 companies for EV-to-OCF. This places Ready Capital in the top 18% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 18.37. Ready Capital's value of 3.27 is 82.2% below this benchmark. While the company's 10-year median is 23.44 vs. the industry median of 18.37, Ready Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a REITs company?
The median EV-to-OCF among REITs companies is 18.37, based on 931 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ready Capital's current EV-to-OCF of 3.27 is 82.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median EV-to-OCF is 18.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ready Capital's current EV-to-OCF is 3.27, which is 86% below median its own 10-year median of 23.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Ready Capital (RC) has a current EV-to-OCF of 3.27. The current EV-to-OCF is 3.27, which is 86% below median its 10-year median of 23.44 and 82.2% below the REITs industry median of 18.37. Ready Capital's overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Ready Capital (RC), the current EV-to-OCF is 3.27 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
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