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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Ready CapitalRC -1.20%31 Intrinsic Value: Projected FCF is $22.64 as of Sep. 13, 2026. GuruFocus rates RC with a GF Score™ of 31/100. The stock has 1 warning sign investors should review. Among 617 REITs companies, Ready Capital ranks better than 99.19% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-13), Ready Capital's Intrinsic Value: Projected FCF is $22.64. The stock price of Ready Capital is $1.64. Therefore, Ready Capital's Price-to-Intrinsic-Value-Projected-FCF of today is 0.1.
The historical rank and industry rank for Ready Capital's Intrinsic Value: Projected FCF or its related term are showing as below:
RC'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.07 Med: 0.55 Max: 1
Current: 0.07
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Ready Capital was 1.00. The lowest was 0.07. And the median was 0.55.
RC's Price-to-Projected-FCF is ranked better than 99.19% of 617
companies
in the REITs industry
Industry Median: 0.64
vs RC: 0.07
Ready Capital (NYSE:RC) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Ready Capital's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
1.64
/
22.642859403441
=
0.07
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ready Capital Intrinsic Value: Projected FCF Related Terms
Ready Capital Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Ready Capital's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ready Capital Intrinsic Value: Projected FCF Chart
RC vs NREF, REFI, ACRE: Intrinsic Value: Projected FCF Comparison
For the REIT - Mortgage subindustry, Ready Capital's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ready Capital Price-to-Projected-FCF vs REITs Industry
For the REITs industry and Real Estate sector, Ready Capital's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Ready Capital's Price-to-Projected-FCF falls into.
Ready Capital Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $22.64 mean?
Ready Capital (RC) has a Intrinsic Value: Projected FCF of $22.64 as of Sep. 13, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Ready Capital and its competitors. According to the industry distribution chart, Ready Capital ranks #5 out of 617 companies in the REITs industry, placing it in the top 0.8%.
Is Ready Capital's Intrinsic Value: Projected FCF too high?
Ready Capital's current Intrinsic Value: Projected FCF is $22.64. The REITs industry median Intrinsic Value: Projected FCF is 0.64. Ready Capital's value of $22.64 is 3437.5% above this industry median. Based on the distribution chart, Ready Capital ranks #5 out of 617 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Ready Capital has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's Intrinsic Value: Projected FCF compare to NREF and REFI?
According to the REITs industry distribution chart, Ready Capital ranks #5 out of 617 companies for Intrinsic Value: Projected FCF. This places Ready Capital in the top 1% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 0.64. Ready Capital's value of $22.64 is 3437.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a REITs company?
The median Intrinsic Value: Projected FCF among REITs companies is 0.64, based on 617 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ready Capital's current Intrinsic Value: Projected FCF of $22.64 is 3437.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Ready Capital and its competitors. For the REITs industry, the median Intrinsic Value: Projected FCF is 0.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ready Capital's current Intrinsic Value: Projected FCF is $22.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Ready Capital (RC) has a current Intrinsic Value: Projected FCF of $22.64. The current Intrinsic Value: Projected FCF is $22.64 and 3437.5% above the REITs industry median of 0.64. Ready Capital's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Ready Capital (RC), the current Intrinsic Value: Projected FCF is $22.64 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
31GF Score
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Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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