Ready CapitalRC +1.79%31 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates RC with a GF Score™ of 31/100 and a GF Value™ of $0.65 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 718 REITs companies, Ready Capital ranks worse than 139275.63% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Ready Capital's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Ready Capital's Dividend Payout Ratio or its related term are showing as below:
During the past 13 years, the highest Dividend Payout Ratio of Ready Capital was 1.49. The lowest was 0.71. And the median was 1.02.
RC's Dividend Payout Ratio is not ranked *
in the REITs industry.
Industry Median: 0.99 * Ranked among companies with meaningful Dividend Payout Ratio only.
During the past 12 months, Ready Capital's average Dividends Per Share Growth Rate was -70.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -38.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -18.70% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was -7.20% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Ready Capital was 3.90% per year. The lowest was -38.60% per year. And the median was -1.60% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Ready Capital (NYSE:RC) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Ready Capital Dividend Payout Ratio Related Terms
Ready Capital Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Ready Capital's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RC vs NREF, ACRE, CMTG: Dividend Payout Ratio Comparison
For the REIT - Mortgage subindustry, Ready Capital's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ready Capital Dividend Payout Ratio vs REITs Industry
For the REITs industry and Real Estate sector, Ready Capital's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Ready Capital's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Ready Capital's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ready Capital (RC) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ready Capital and its competitors. Over the past decade, Ready Capital's Dividend Payout Ratio has ranged from 0.71 to 1.49. According to the industry distribution chart, Ready Capital ranks #999999 out of 718 companies in the REITs industry.
Is Ready Capital's Dividend Payout Ratio too high?
Ready Capital's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.49. Based on the distribution chart, Ready Capital ranks #999999 out of 718 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Ready Capital has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's Dividend Payout Ratio compare to NREF and ACRE?
According to the REITs industry distribution chart, Ready Capital ranks #999999 out of 718 companies for Dividend Payout Ratio. This places Ready Capital in the lower half of its industry. The industry median Dividend Payout Ratio is 0.99. Historically, Ready Capital's own Dividend Payout Ratio has ranged from 0.71 to 1.49 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a REITs company?
The median Dividend Payout Ratio among REITs companies is 0.99, based on 718 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ready Capital and its competitors. For the REITs industry, the median Dividend Payout Ratio is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ready Capital's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Based on GuruFocus' analysis, Ready Capital (RC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.65, compared to a current price of $1.71 — trading 163.1% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Ready Capital's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Ready Capital (RC), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ready Capital (RC) Overvalued in 2026?
Based on GuruFocus' analysis, Ready Capital stock appears to be overvalued.
The current stock price of $1.71 is trading 163.1% above its estimated GF Value™ of $0.65.
GuruFocus considers Ready Capital to be Significantly Overvalued.
Key valuation signals for RC:
Dividend Payout Ratio: 0.00
GF Value™: $0.65 vs. price of $1.71 (163.1% above fair value)
No single metric tells the full story. See the RC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
31GF Score
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