RC (Ready Capital) ROE % Adjusted to Book Value: -254.41% (As of Mar. 2026)


RC Ready Capital Corp RC
31 GF Score
Price $1.71
GF Value $0.65
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Ready Capital ROE % Adjusted to Book Value?

Ready Capital RC +1.79% 31 ROE % Adjusted to Book Value is -254.41% as of Mar. 2026. GuruFocus rates RC with a GF Score™ of 31/100 and a GF Value™ of $0.65 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Ready Capital's ROE % for the quarter that ended in Mar. 2026 was -55.97%. Ready Capital's PB Ratio for the quarter that ended in Mar. 2026 was 0.22. Ready Capital's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was -254.41%.


Ready Capital ROE % Adjusted to Book Value Related Terms


Ready Capital ROE % Adjusted to Book Value Historical Data

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The historical data trend for Ready Capital's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ready Capital ROE % Adjusted to Book Value Chart

Ready Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.78 17.36 21.48 -31.11 -54.16

Ready Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.06 -28.05 -10.95 -225.80 -254.41

RC vs NREF, ACRE, CMTG: ROE % Adjusted to Book Value Comparison

For the REIT - Mortgage subindustry, Ready Capital's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ready Capital ROE % Adjusted to Book Value vs REITs Industry

For the REITs industry and Real Estate sector, Ready Capital's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Ready Capital's ROE % Adjusted to Book Value falls into.


RC
31GF Score
Ready Capital Corp RC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Ready Capital ROE % Adjusted to Book Value Calculation

Ready Capital's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-13.54% / 0.25
=-54.16%

Ready Capital's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-55.97% / 0.22
=-254.41%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -254.41% mean?
Ready Capital (RC) has a ROE % Adjusted to Book Value of -254.41% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Ready Capital and its competitors.
Is Ready Capital's ROE % Adjusted to Book Value too high?
Ready Capital's current ROE % Adjusted to Book Value is -254.41%. Overall, Ready Capital has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's ROE % Adjusted to Book Value compare to NREF and ACRE?
Ready Capital's ROE % Adjusted to Book Value of -254.41% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a REITs company?
A good ROE % Adjusted to Book Value depends on the REITs industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Ready Capital and its competitors. Ready Capital's current ROE % Adjusted to Book Value is -254.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Based on GuruFocus' analysis, Ready Capital (RC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.65, compared to a current price of $1.71 — trading 163.1% above its estimated fair value. The current ROE % Adjusted to Book Value is -254.41%. Ready Capital's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Ready Capital (RC), the current ROE % Adjusted to Book Value is -254.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ready Capital (RC) Overvalued in 2026?

Based on GuruFocus' analysis, Ready Capital stock appears to be overvalued. The current stock price of $1.71 is trading 163.1% above its estimated GF Value™ of $0.65. GuruFocus considers Ready Capital to be Significantly Overvalued.

Key valuation signals for RC:

  • ROE % Adjusted to Book Value: -254.41%
  • GF Value™: $0.65 vs. price of $1.71 (163.1% above fair value)
  • GF Score™: 31/100 with 1 warning sign

No single metric tells the full story. See the RC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ready Capital Business Description

Industry Real EstateREITs
Other Exchanges RCpC.PFD:USA0SZ:Germany
Address 1251 Avenue of the Americas, 50th Floor, New York, NY, USA, 10020
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
31GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.71
Price
$0.65
GF Value