Ready CapitalRC +1.79%31 Pretax Margin % is 268.09% as of Mar. 2026, which is 575% above its 10-year median of 39.71. GuruFocus rates RC with a GF Score™ of 31/100 and a GF Value™ of $0.65 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 927 REITs companies, Ready Capital ranks better than 99.57% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Ready Capital's Pre-Tax Income for the
three
months ended in Mar. 2026 was $-216.76 Mil. Ready Capital's Revenue for the
three
months ended in Mar. 2026 was $-80.85 Mil. Therefore, Ready Capital's pretax margin for the quarter that ended in Mar. 2026 was 268.09%.
The historical rank and industry rank for Ready Capital's Pretax Margin % or its related term are showing as below:
RC'
s Pretax Margin % Range Over the Past 10 Years
Min: -1047.14 Med: 39.71 Max: 1958.44
Current: 1958.44
RC's Pretax Margin % is ranked better than 99.57% of 927
companies
in the REITs industry
Industry Median: 46.93
vs RC: 1958.44
Ready Capital (NYSE:RC) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Ready Capital Pretax Margin % Related Terms
Ready Capital Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Ready Capital's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RC vs NREF, ACRE, CMTG: Pretax Margin % Comparison
For the REIT - Mortgage subindustry, Ready Capital's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ready Capital Pretax Margin % vs REITs Industry
For the REITs industry and Real Estate sector, Ready Capital's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Ready Capital's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ready Capital (RC) has a Pretax Margin % of 268.09% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Ready Capital and its competitors. This is 575% above median its historical median of 39.71. According to the industry distribution chart, Ready Capital ranks #4 out of 927 companies in the REITs industry, placing it in the top 0.40000000000001%.
Is Ready Capital's Pretax Margin % too high?
Ready Capital's current Pretax Margin % of 268.09% is 575% above median its 10-year median of 39.71. The REITs industry median Pretax Margin % is 46.93. Ready Capital's value of 268.09% is 471.3% above this industry median. Based on the distribution chart, Ready Capital ranks #4 out of 927 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Ready Capital has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's Pretax Margin % compare to NREF and ACRE?
According to the REITs industry distribution chart, Ready Capital ranks #4 out of 927 companies for Pretax Margin %. This places Ready Capital in the top 0% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 46.93. Ready Capital's value of 268.09% is 471.3% above this benchmark. While the company's 10-year median is 39.71 vs. the industry median of 46.93, Ready Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a REITs company?
The median Pretax Margin % among REITs companies is 46.93, based on 927 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ready Capital's current Pretax Margin % of 268.09% is 471.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Ready Capital and its competitors. For the REITs industry, the median Pretax Margin % is 46.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ready Capital's current Pretax Margin % is 268.09%, which is 575% above median its own 10-year median of 39.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Based on GuruFocus' analysis, Ready Capital (RC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.65, compared to a current price of $1.71 — trading 163.1% above its estimated fair value. The current Pretax Margin % is 268.09%, which is 575% above median its 10-year median of 39.71 and 471.3% above the REITs industry median of 46.93. Ready Capital's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Ready Capital (RC), the current Pretax Margin % is 268.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ready Capital (RC) Overvalued in 2026?
Based on GuruFocus' analysis, Ready Capital stock appears to be overvalued.
The current stock price of $1.71 is trading 163.1% above its estimated GF Value™ of $0.65.
GuruFocus considers Ready Capital to be Significantly Overvalued.
Key valuation signals for RC:
Pretax Margin %: 268.09% (575% above median its 10-year median of 39.71)
GF Value™: $0.65 vs. price of $1.71 (163.1% above fair value)
Industry Position: 471.3% above the REITs median (#4 of 927)
No single metric tells the full story. See the RC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
31GF Score
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