RC (Ready Capital) EPS (Basic): $-3.18 (TTM As of Mar. 2026)


RC Ready Capital Corp RC
31 GF Score
Price $1.71
GF Value $0.65
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Ready Capital EPS (Basic)?

Ready Capital RC +1.79% 31 EPS (Basic) is $-3.18 as of Mar. 2026. GuruFocus rates RC with a GF Score™ of 31/100 and a GF Value™ of $0.65 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Ready Capital's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $-1.25. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $-3.18.

Ready Capital's EPS (Diluted) for the three months ended in Mar. 2026 was $-1.25. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-3.18.

Ready Capital's EPS without NRI for the three months ended in Mar. 2026 was $-1.25. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was -3.81.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Ready Capital's highest 3-Year average EPS without NRI Growth Rate was 16.60% per year. The lowest was -18.60% per year. And the median was 2.10% per year.

Ready Capital  (NYSE:RC) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Ready Capital EPS (Basic) Related Terms

Ready Capital EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Ready Capital's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ready Capital EPS (Basic) Chart

Ready Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.17 1.73 2.25 -2.63 -1.44

Ready Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.47 -0.34 -0.13 -1.46 -1.25
RC
31GF Score
Ready Capital Corp RC
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Ready Capital EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Ready Capital's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(-228.915-7.996)/164.544
=-1.44

Ready Capital's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(-201.729-1.999)/163.674
=-1.24

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-3.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $-3.18 mean?
Ready Capital (RC) has a EPS (Basic) of $-3.18 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Ready Capital and its competitors.
Is Ready Capital's EPS (Basic) too high?
Ready Capital's current EPS (Basic) is $-3.18. Overall, Ready Capital has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's EPS (Basic) compare to NREF and ACRE?
Ready Capital's EPS (Basic) of $-3.18 can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a REITs company?
A good EPS (Basic) depends on the REITs industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Ready Capital and its competitors. Ready Capital's current EPS (Basic) is $-3.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Based on GuruFocus' analysis, Ready Capital (RC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.65, compared to a current price of $1.71 — trading 163.1% above its estimated fair value. The current EPS (Basic) is $-3.18. Ready Capital's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Ready Capital (RC), the current EPS (Basic) is $-3.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ready Capital (RC) Overvalued in 2026?

Based on GuruFocus' analysis, Ready Capital stock appears to be overvalued. The current stock price of $1.71 is trading 163.1% above its estimated GF Value™ of $0.65. GuruFocus considers Ready Capital to be Significantly Overvalued.

Key valuation signals for RC:

  • EPS (Basic): $-3.18
  • GF Value™: $0.65 vs. price of $1.71 (163.1% above fair value)
  • GF Score™: 31/100 with 1 warning sign

No single metric tells the full story. See the RC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ready Capital Business Description

Industry Real EstateREITs
Other Exchanges RCpC.PFD:USA0SZ:Germany
Address 1251 Avenue of the Americas, 50th Floor, New York, NY, USA, 10020
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
31GF Score

Get the complete analysis for RC

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.71
Price
$0.65
GF Value