RC (Ready Capital) Net Margin %: 249.50% (As of Mar. 2026) — 555% Above Median


RC Ready Capital Corp RC
31 GF Score
Price $1.71
GF Value $0.65
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Ready Capital Net Margin %?

Ready Capital RC +1.79% 31 Net Margin % is 249.50% as of Mar. 2026, which is 555% above its 10-year median of 38.12. GuruFocus rates RC with a GF Score™ of 31/100 and a GF Value™ of $0.65 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 928 REITs companies, Ready Capital ranks better than 99.46% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Ready Capital's Net Income for the three months ended in Mar. 2026 was $-201.73 Mil. Ready Capital's Revenue for the three months ended in Mar. 2026 was $-80.85 Mil. Therefore, Ready Capital's net margin for the quarter that ended in Mar. 2026 was 249.50%.

The historical rank and industry rank for Ready Capital's Net Margin % or its related term are showing as below:

RC' s Net Margin % Range Over the Past 10 Years
Min: -883.42   Med: 38.12   Max: 1674.87
Current: 1674.87


RC's Net Margin % is ranked better than
99.46% of 928 companies
in the REITs industry
Industry Median: 45.23 vs RC: 1674.87

Ready Capital  (NYSE:RC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Ready Capital Net Margin % Related Terms


Ready Capital Net Margin % Historical Data

* Premium members only.

The historical data trend for Ready Capital's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ready Capital Net Margin % Chart

Ready Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.23 50.68 85.32 -883.42 965.85

Ready Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -107.30 882.77 -42.82 -1,814.40 249.50

RC vs NREF, ACRE, CMTG: Net Margin % Comparison

For the REIT - Mortgage subindustry, Ready Capital's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ready Capital Net Margin % vs REITs Industry

For the REITs industry and Real Estate sector, Ready Capital's Net Margin % distribution charts can be found below:

* The bar in red indicates where Ready Capital's Net Margin % falls into.


RC
31GF Score
Ready Capital Corp RC
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ready Capital Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Ready Capital's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-228.915/-23.701
=965.85 %

Ready Capital's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-201.729/-80.854
=249.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 249.50% mean?
Ready Capital (RC) has a Net Margin % of 249.50% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Ready Capital and its competitors. This is 555% above median its historical median of 38.12. According to the industry distribution chart, Ready Capital ranks #5 out of 928 companies in the REITs industry, placing it in the top 0.5%.
Is Ready Capital's Net Margin % too high?
Ready Capital's current Net Margin % of 249.50% is 555% above median its 10-year median of 38.12. The REITs industry median Net Margin % is 45.23. Ready Capital's value of 249.50% is 451.6% above this industry median. Based on the distribution chart, Ready Capital ranks #5 out of 928 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Ready Capital has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's Net Margin % compare to NREF and ACRE?
According to the REITs industry distribution chart, Ready Capital ranks #5 out of 928 companies for Net Margin %. This places Ready Capital in the top 1% of its industry — outperforming the majority of peers. The industry median Net Margin % is 45.23. Ready Capital's value of 249.50% is 451.6% above this benchmark. While the company's 10-year median is 38.12 vs. the industry median of 45.23, Ready Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a REITs company?
The median Net Margin % among REITs companies is 45.23, based on 928 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ready Capital's current Net Margin % of 249.50% is 451.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Ready Capital and its competitors. For the REITs industry, the median Net Margin % is 45.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ready Capital's current Net Margin % is 249.50%, which is 555% above median its own 10-year median of 38.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Based on GuruFocus' analysis, Ready Capital (RC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.65, compared to a current price of $1.71 — trading 163.1% above its estimated fair value. The current Net Margin % is 249.50%, which is 555% above median its 10-year median of 38.12 and 451.6% above the REITs industry median of 45.23. Ready Capital's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Ready Capital (RC), the current Net Margin % is 249.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ready Capital (RC) Overvalued in 2026?

Based on GuruFocus' analysis, Ready Capital stock appears to be overvalued. The current stock price of $1.71 is trading 163.1% above its estimated GF Value™ of $0.65. GuruFocus considers Ready Capital to be Significantly Overvalued.

Key valuation signals for RC:

  • Net Margin %: 249.50% (555% above median its 10-year median of 38.12)
  • GF Value™: $0.65 vs. price of $1.71 (163.1% above fair value)
  • GF Score™: 31/100 with 1 warning sign
  • Industry Position: 451.6% above the REITs median (#5 of 928)

No single metric tells the full story. See the RC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ready Capital Business Description

Industry Real EstateREITs
Other Exchanges RCpC.PFD:USA0SZ:Germany
Address 1251 Avenue of the Americas, 50th Floor, New York, NY, USA, 10020
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
31GF Score

Get the complete analysis for RC

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.71
Price
$0.65
GF Value