Union Bank of Taiwan (TPE:2838) Net Loan: NT$641,033 Mil (As of Mar. 2026)

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TPE:2838 Union Bank of Taiwan TPE:2838
80 GF Score
Price NT$19.90
GF Value NT$15.79
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Union Bank of Taiwan Net Loan?

Union Bank of Taiwan TPE:2838 -1.24% 80 Net Loan is NT$641,033 Mil as of Mar. 2026. GuruFocus rates TPE:2838 with a GF Score™ of 80/100 and a GF Value™ of NT$15.79 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Union Bank of Taiwan's quarterly net loan increased from Sep. 2025 (NT$623,168 Mil) to Dec. 2025 (NT$634,788 Mil) and increased from Dec. 2025 (NT$634,788 Mil) to Mar. 2026 (NT$641,033 Mil).

Union Bank of Taiwan's annual net loan increased from Dec. 2023 (NT$564,108 Mil) to Dec. 2024 (NT$634,788 Mil) and increased from Dec. 2024 (NT$634,788 Mil) to Dec. 2025 (NT$641,033 Mil).

Union Bank of Taiwan Net Loan Historical Data

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The historical data trend for Union Bank of Taiwan's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bank of Taiwan Net Loan Chart

Union Bank of Taiwan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 493,232.51 528,118.60 564,107.62 606,021.21 634,788.46

Union Bank of Taiwan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 610,321.37 612,984.11 623,168.36 634,788.46 641,033.10
TPE:2838
80GF Score
Union Bank of Taiwan TPE:2838
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bank of Taiwan Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of NT$641,033 Mil mean?
Union Bank of Taiwan (TPE:2838) has a Net Loan of NT$641,033 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Union Bank of Taiwan and its competitors.
Is Union Bank of Taiwan's Net Loan too high?
Union Bank of Taiwan's current Net Loan is NT$641,033 Mil. Overall, Union Bank of Taiwan has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of Taiwan's Net Loan compare to competitors?
Union Bank of Taiwan's Net Loan of NT$641,033 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Union Bank of Taiwan and its competitors. Union Bank of Taiwan's current Net Loan is NT$641,033 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of Taiwan stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of Taiwan (TPE:2838) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$15.79, compared to a current price of NT$19.90 — trading 26% above its estimated fair value. The current Net Loan is NT$641,033 Mil. Union Bank of Taiwan's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Union Bank of Taiwan (TPE:2838), the current Net Loan is NT$641,033 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bank of Taiwan (TPE:2838) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank of Taiwan stock appears to be overvalued. The current stock price of NT$19.90 is trading 26% above its estimated GF Value™ of NT$15.79. GuruFocus considers Union Bank of Taiwan to be Modestly Overvalued.

Key valuation signals for TPE:2838:

  • Net Loan: NT$641,033 Mil
  • GF Value™: NT$15.79 vs. price of NT$19.90 (26% above fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the TPE:2838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bank of Taiwan Business Description

Other Exchanges 2838A.PFD:Taiwan
Address Minsheng East Road, 1st Floor, 2nd Floor, No. 109, Section 3, Songshan District, Taipei, TWN, 105
Union Bank of Taiwan mainly engaged in activities allowed under the Banking Law, which cover deposits, loans, discounts, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, investments, foreign exchange transactions, savings, trust, etc. The company's reportable segments are Corporate banking unit consist Corporate banking, foreign exchange business, debt management and public treasury business; Consumer banking unit consider financial management and loan business, credit card business and car-loan business; Wealth management and trust unit; Investing unit; and Leasing unit. The majority of revenue comes from Consumer banking. The Company's operations are mainly in Taiwan.
80GF Score

Get the complete analysis for TPE:2838

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$19.90
Price
NT$15.79
GF Value