Union Bank of Taiwan (TPE:2838) Profitability Rank: 6 (As of Mar. 2026) — Near Median

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TPE:2838 Union Bank of Taiwan TPE:2838
79 GF Score
Price NT$21.55
GF Value NT$15.87
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Union Bank of Taiwan Profitability Rank?

Union Bank of Taiwan TPE:2838 +0.47% 79 Profitability Rank is 6 as of Mar. 2026, which is at its 10-year median of 6.00. GuruFocus rates TPE:2838 with a GF Score™ of 79/100 and a GF Value™ of NT$15.87 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Union Bank of Taiwan has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Union Bank of Taiwan's Operating Margin % for the quarter that ended in Mar. 2026 was 27.35%. As of today, Union Bank of Taiwan's Piotroski F-Score is 4.


Union Bank of Taiwan Profitability Rank Related Terms


Union Bank of Taiwan Profitability Rank Competitor Comparison

For the Banks - Regional subindustry, Union Bank of Taiwan's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bank of Taiwan Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Union Bank of Taiwan's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Union Bank of Taiwan's Profitability Rank falls into.


TPE:2838
79GF Score
Union Bank of Taiwan TPE:2838
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bank of Taiwan Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Union Bank of Taiwan has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Union Bank of Taiwan's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=1788.954 / 6542.135
=27.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Union Bank of Taiwan has an F-score of 4 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Union Bank of Taiwan (TPE:2838) has a Profitability Rank of 6 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Union Bank of Taiwan and its competitors. This is near median its historical median of 6.00. Over the past decade, Union Bank of Taiwan's Profitability Rank has ranged from 4.00 to 7.00.
Is Union Bank of Taiwan's Profitability Rank too high?
Union Bank of Taiwan's current Profitability Rank of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 7.00. Overall, Union Bank of Taiwan has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of Taiwan's Profitability Rank compare to competitors?
Union Bank of Taiwan's Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, Union Bank of Taiwan's own Profitability Rank has ranged from 4.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Union Bank of Taiwan and its competitors. Union Bank of Taiwan's current Profitability Rank is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of Taiwan stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of Taiwan (TPE:2838) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$15.87, compared to a current price of NT$21.55 — trading 35.8% above its estimated fair value. The current Profitability Rank is 6, which is near median its 10-year median of 6.00. Union Bank of Taiwan's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Union Bank of Taiwan (TPE:2838), the current Profitability Rank is 6 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bank of Taiwan (TPE:2838) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank of Taiwan stock appears to be overvalued. The current stock price of NT$21.55 is trading 35.8% above its estimated GF Value™ of NT$15.87. GuruFocus considers Union Bank of Taiwan to be Significantly Overvalued.

Key valuation signals for TPE:2838:

  • Profitability Rank: 6 (near median its 10-year median of 6.00)
  • GF Value™: NT$15.87 vs. price of NT$21.55 (35.8% above fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the TPE:2838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Bank of Taiwan Business Description

Other Exchanges 2838A.PFD:Taiwan
Address Minsheng East Road, 1st Floor, 2nd Floor, No. 109, Section 3, Songshan District, Taipei, TWN, 105
Union Bank of Taiwan mainly engaged in activities allowed under the Banking Law, which cover deposits, loans, discounts, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, investments, foreign exchange transactions, savings, trust, etc. The company's reportable segments are Corporate banking unit consist Corporate banking, foreign exchange business, debt management and public treasury business; Consumer banking unit consider financial management and loan business, credit card business and car-loan business; Wealth management and trust unit; Investing unit; and Leasing unit. The majority of revenue comes from Consumer banking. The Company's operations are mainly in Taiwan.
79GF Score

Get the complete analysis for TPE:2838

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$21.55
Price
NT$15.87
GF Value