Union Bank of Taiwan (TPE:2838) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 26, 2026)


TPE:2838 Union Bank of Taiwan TPE:2838
80 GF Score
Price NT$22.80
GF Value NT$16.25
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Union Bank of Taiwan Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Union Bank of Taiwan's Predictability Rank is 4.5-Stars. Union Bank of Taiwan's intrinsic value calculated from the Discounted FCF model is NT$15.95 and current share price is NT$22.80. Consequently,

Union Bank of Taiwan's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

Union Bank of Taiwan Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Union Bank of Taiwan's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Union Bank of Taiwan Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Union Bank of Taiwan's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Union Bank of Taiwan's Margin of Safety % (DCF FCF Based) falls into.


TPE:2838
80GF Score
Union Bank of Taiwan TPE:2838
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Bank of Taiwan Margin of Safety % (DCF FCF Based) Calculation

Union Bank of Taiwan's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-32.43-22.80)/-32.43
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Union Bank of Taiwan (TPE:2838) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank of Taiwan stock appears to be overvalued. The current stock price of NT$22.80 is trading 40.3% above its estimated GF Value™ of NT$16.25. GuruFocus considers Union Bank of Taiwan to be Significantly Overvalued.

Key valuation signals for TPE:2838:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: NT$16.25 vs. price of NT$22.80 (40.3% above fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the TPE:2838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bank of Taiwan Business Description

Other Exchanges 2838A.PFD:Taiwan
Address Minsheng East Road, 1st Floor, 2nd Floor, No. 109, Section 3, Songshan District, Taipei, TWN, 105
Union Bank of Taiwan mainly engaged in activities allowed under the Banking Law, which cover deposits, loans, discounts, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, investments, foreign exchange transactions, savings, trust, etc. The company's reportable segments are Corporate banking unit consist Corporate banking, foreign exchange business, debt management and public treasury business; Consumer banking unit consider financial management and loan business, credit card business and car-loan business; Wealth management and trust unit; Investing unit; and Leasing unit. The majority of revenue comes from Consumer banking. The Company's operations are mainly in Taiwan.
80GF Score

Get the complete analysis for TPE:2838

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$22.80
Price
NT$16.25
GF Value