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Union Bank of TaiwanTPE:2838 +0.73%76 5-Year Yield-on-Cost % is 2.23 as of Aug. 01, 2026, which is 46% above its 10-year median of 1.53. GuruFocus rates TPE:2838 with a GF Score™ of 76/100 and a GF Value™ of NT$15.42 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Union Bank of Taiwan ranks worse than 77.14% on this metric.
Union Bank of Taiwan's yield on cost for the quarter that ended in Dec. 2025 was 2.23.
The historical rank and industry rank for Union Bank of Taiwan's 5-Year Yield-on-Cost % or its related term are showing as below:
TPE:2838'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.58 Med: 1.53 Max: 5.02
Current: 2.23
During the past 13 years, Union Bank of Taiwan's highest Yield on Cost was 5.02. The lowest was 0.58. And the median was 1.53.
TPE:2838's 5-Year Yield-on-Cost % is ranked worse than 77.14% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs TPE:2838: 2.23
Union Bank of Taiwan (TPE:2838) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Union Bank of Taiwan 5-Year Yield-on-Cost % Related Terms
Union Bank of Taiwan 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Union Bank of Taiwan's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Bank of Taiwan 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Union Bank of Taiwan's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Union Bank of Taiwan's 5-Year Yield-on-Cost % falls into.
Union Bank of Taiwan 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Union Bank of Taiwan (TPE:2838) has a 5-Year Yield-on-Cost % of 2.23 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Union Bank of Taiwan and its competitors. This is 46% above median its historical median of 1.53. Over the past decade, Union Bank of Taiwan's 5-Year Yield-on-Cost % has ranged from 0.58 to 5.02. According to the industry distribution chart, Union Bank of Taiwan ranks #965 out of 1251 companies in the Banks industry, placing it in the top 77.1%.
Is Union Bank of Taiwan's 5-Year Yield-on-Cost % too high?
Union Bank of Taiwan's current 5-Year Yield-on-Cost % of 2.23 is 46% above median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 5.02. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Union Bank of Taiwan's value of 2.23 is 41.9% below this industry median. Based on the distribution chart, Union Bank of Taiwan ranks #965 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Union Bank of Taiwan has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of Taiwan's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Union Bank of Taiwan ranks #965 out of 1251 companies for 5-Year Yield-on-Cost %. This places Union Bank of Taiwan in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Union Bank of Taiwan's value of 2.23 is 41.9% below this benchmark. Historically, Union Bank of Taiwan's own 5-Year Yield-on-Cost % has ranged from 0.58 to 5.02 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 3.84, Union Bank of Taiwan has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Bank of Taiwan's current 5-Year Yield-on-Cost % of 2.23 is 41.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Union Bank of Taiwan and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bank of Taiwan's current 5-Year Yield-on-Cost % is 2.23, which is 46% above median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of Taiwan stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of Taiwan (TPE:2838) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$15.42, compared to a current price of NT$20.75 — trading 34.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.23, which is 46% above median its 10-year median of 1.53 and 41.9% below the Banks industry median of 3.84. Union Bank of Taiwan's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Union Bank of Taiwan (TPE:2838), the current 5-Year Yield-on-Cost % is 2.23 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bank of Taiwan (TPE:2838) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bank of Taiwan stock appears to be overvalued.
The current stock price of NT$20.75 is trading 34.6% above its estimated GF Value™ of NT$15.42.
GuruFocus considers Union Bank of Taiwan to be Significantly Overvalued.
Key valuation signals for TPE:2838:
5-Year Yield-on-Cost %: 2.23 (46% above median its 10-year median of 1.53)
GF Value™: NT$15.42 vs. price of NT$20.75 (34.6% above fair value)
Industry Position: 41.9% below the Banks median (#965 of 1251)
No single metric tells the full story. See the TPE:2838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bank of Taiwan mainly engaged in activities allowed under the Banking Law, which cover deposits, loans, discounts, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, investments, foreign exchange transactions, savings, trust, etc. The company's reportable segments are Corporate banking unit consist Corporate banking, foreign exchange business, debt management and public treasury business; Consumer banking unit consider financial management and loan business, credit card business and car-loan business; Wealth management and trust unit; Investing unit; and Leasing unit. The majority of revenue comes from Consumer banking. The Company's operations are mainly in Taiwan.
76GF Score
Get the complete analysis for TPE:2838
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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